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Comparison Table
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The table below shows reverse mortgages listed alphabetically.
To re-sort information, click column headings.
For a side-by-side comparison, tick up to three boxes in the far right-hand column and click the 'COMPARE' button.
Click on a Product Name for detailed account information.
Click APPLY button to apply online.
COMPARISON RATES in this table are based on a loan amount of $150,000 and a term of 25 years.
More info
Institution
Product Name
Apply
Interest Rate
Comparison Rate
Interest Type
Min LVR
[?]
Max LVR
[?]
Min Loan Amount
[?]
Max Loan Amount
[?]
Total Setup Fees
[?]
Ongoing Fee
[?]
Discharge Fee
[?]
Lump Sum or Regular Paymts
[?]
G teed No Negative Equity
[?]
Limit to Equity Reduction
[?]
Reval Req d
[?]
Lending in all Areas
[?]
ABN AMRO
Accommodation Bond Loan (5 year term)
9.80
10.24
Variable and Fixed
$3300
$500.00
All
No
ABN AMRO
Investment Property Mortgage (5 year term)
9.80
9.10.24
Variable and Fixed
$3300
$500.00
All
No limit
ABN AMRO
Investment Property Mortgage (20 year term)
9.80
9.90
Variable and Fixed
$3300
$500.00
All
No limit
ABN AMRO
Lifetime Fixed Rate
9.30
9.33
Fixed for life of loan
$300
$250.00
Lump Sum
10% pa without possibility of break fees
ABN AMRO
Variable rate Reverse Mortgage
9.80
9.83
Variable
$300
$250.00
All
No
ABN AMRO
10 Year Fixed Rate Reverse Mortgage
9.5
9.77
Fixed
$300
$250.00
Lump Sum
10% pa without break fees being possible
ABN AMRO
5 Year Fixed Rate Reverse Mortgage
9.85
9.88
Fixed
$300
$250.00
Lump Sum
10% pa without possibility of break fees
ANZ Bank
ANZ Equity Release
9.85
9.90
Variable
$800
$96.00
$200.00
Lump Sum
Australian Seniors Finance Limited
Lifetime Loan
10.95
10.98
Variable
$845
$295.00
All
10%, 20% or 50%
BankWest
BankWest Seniors Equity Release Home Loan
Apply
Apply Now
Request an Appointment
More Information
Product Website
9.95
9.99
Variable
$700
$300.00
Lump Sum
Bluestone Equity Release
EQUITYtap 'Fixed for Life' - 100% Lump Sum option
Apply
Apply Now
More Information
Product Website
9.59
9.62
Fixed for life of loan
$695
$250.00
Lump Sum
No (non recourse loan)
Bluestone Equity Release
EQUITYtap 'Fixed for Life' - Instalment or Combo option
Apply
Apply Now
More Information
Product Website
9.79
9.82
Fixed for life of loan
$695
$250.00
Lump Sum or Regular Payments
No (non recourse loan)
Bluestone Equity Release
EQUITYtap 'Capped for Life' - Instalment or Combo option (Capped Rate 11.84%p.a)
Apply
Apply Now
More Information
Product Website
10.24
10.27
Variable Capped
$695
$250.00
Lump Sum or Regular Payments
No (non-recourse loan)
Bluestone Equity Release
EQUITYtap 'Capped for Life' - 100% Lump Sum option (Capped Rate 11.84%p.a)
Apply
Apply Now
More Information
Product Website
10.09
10.12
Variable Capped
$695
$250.00
Lump Sum
No (non-recourse loan)
Bluestone Equity Release
EQUITYtap Accommodation Bond 'Fixed for Life' - 100% Lump Sum Option
Apply
Apply Now
More Information
Product Website
9.79
9.82
Fixed for life of loan
$695
$250.00
Lump Sum
No (non course loan)
Institution
Product Name
Apply
Interest Rate
Comparison Rate
Interest Type
Min LVR
[?]
Max LVR
[?]
Min Loan Amount
[?]
Max Loan Amount
[?]
Total Setup Fees
[?]
Ongoing Fee
[?]
Discharge Fee
[?]
Lump Sum or Regular Paymts
[?]
G teed No Negative Equity
[?]
Limit to Equity Reduction
[?]
Reval Req d
[?]
Lending in all Areas
[?]
Bluestone Equity Release
EQUITYtap Accommodation Bond 'Fixed for Life'- Instalment or Combo option
Apply
Apply Now
More Information
Product Website
9.99
10.02
Fixed for life of loan
$695
$250.00
Lump Sum or Regular Payments
No (non course loan)
Bluestone Equity Release
EQUITYtap 'Ready Access'
Apply
Apply Now
More Information
Product Website
10.24
10.27
Variable
$695
$500.00
Lump Sum
No (non recourse loan)
Commonwealth Bank
Equity Unlock for Seniors
10.37
10.45
Variable
$950
$144.00
$300.00
Lump Sum or Regular Payments
N/A
Mariner Financial Limited
Mariner Equity Access
10.00
10.00
Variable
$650
$250.00
All
Up to 25%
Mariner Financial Limited
Mariner Equity Access FFS 100+
9.75
9.75
Variable
$650
$250.00
All
you can protect up to 25% of the sale value of your property
Mariner Financial Limited
Mariner Equity Access Fixed for Life
9.50
9.50
Fixed for life of loan
$650
$250.00
All
up to 25%
Mariner Financial Limited
Mariner Equity Access Fixed for Life FFS 100+
9.25
9.25
Fixed for life of loan
$650
$250.00
All
up to 25%
Newcastle Permanent Building Society
Reverse Mortgage - Lump Sum Variable
9.55
9.58
Variable
$1000
$250.00
Lump Sum
Newcastle Permanent Building Society
Reverse Mortgage - Monthly Income
9.55
9.58
Variable
$1000
$250.00
Regular Payments
Newcastle Permanent Building Society
Reverse Mortgage - Line of Credit
9.55
9.55
Variable
$1000
$250.00
All
Newcastle Permanent Building Society
Reverse Mortgage - Fixed Rates
9.30
9.33
Fixed
$1000
$250.00
Lump Sum
Over Fifty Group Ltd
Seniors Home Equity Release Loan
10.15
10.18
Variable
$999
$200.00
Lump Sum or Regular Payments
Yes, up to 20% at no cost
Over Fifty Group Ltd
Seniors Home Equity Release Loan - 4 years fixed
10.25
10.19
Fixed
$999
$200.00
Lump Sum
Yes, upto 20% at no cost
Police Department Employees Credit Union
Retirement Lifestyle Loan
9.46
9.64
Variable
$600.00
$84.00
$350.00
Lump Sum
St. George Bank
Senior Access Home Loan
Apply
Apply Now
Product Website
10.47
10.66
Variable
$850
$120.00
$350.00
Lump Sum
No (Non recourse loan)
Institution
Product Name
Apply
Interest Rate
Comparison Rate
Interest Type
Min LVR
[?]
Max LVR
[?]
Min Loan Amount
[?]
Max Loan Amount
[?]
Total Setup Fees
[?]
Ongoing Fee
[?]
Discharge Fee