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American Express Gold Ascent Credit Card

 
 
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Details
Purchase Rate 20.74%
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Cash Advance Rate -%
44 days
Interest Free
$0
Annual Fee
  • Introductory Rate 0%for first 6 months

    • The Gold Ascent Credit Card gives you complimentary enrolment in Membership Rewards Ascent.
    • You'll have access to hundreds of destinations with our 8 airline rewards partner programs - all for an unbeatable annual Card fee of $0 per annum.
    • Enjoy a special introductory Interest Rate of 0% p.a. on purchases for the first six months.
    • Earn 1 Membership Rewards point for every $2 you spend.
    • Online Fraud Protection Guarantee so you can shop safely online at your favourite stores.
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    Card Details

    Rewards Program Y Overseas ATM Availability Y
    Insurance Cover for Purchases N Interest Paid on Credit Balance N
    Automatic Travel Insurance N    


     
    • Earn 1 Membership Rewards point for every $2 spent on your Card.
    • Redeem your points for flights with Singapore Airlines, Virgin Atlantic and Velocity Rewards where 1 Membership Rewards point = 1 airline rewards point.
    • Take to the skies with Cathay Pacific, Malaysia Airlines and Thai Airways International where 4 Membership Rewards points = 3 airline rewards points.
    • Travel with Air New Zealand Airpoints where 100 Membership Rewards points = 1 Airpoints Dollar = 1 Australian Dollar.
    • There's no limit to the number of points you can earn and they will never expire, as long as your account remains current and in good standing.
     
    Rewards Points per Dollar 0.5
    Spend to Redeem $100 Gift Card* $27000
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio
    SPEND FOR SYD/MEL RETURN*


    Lifetime of Points
    Rewards Program Partners 8 domestic and international frequent flyer program partners (see below for details - available for Membership Rewards Ascent only). 3 travel agency partners including Travelscene American Express, Harvey World Travel and Flight Centre. Accommodation partners include: Sofitel, Novotel, All Seasons Hotels Best Western, Comfort Hotels, Conrad Jupiters, Conrad Treasury, Crown Promenade, Crown Towers, Four Points by Sheraton, Grand Mecure Hotels and Apartments, Hilton, Ibis Hotels, Mecure Hotels and Resorts, Mirvac Hotels and Resorts, Novotel Hotels and Resorts, Peppers Hotels and Resorts, Radisson Hotels and Resorts, Sheraton, Sofitel Hotels and Resorts, Stamford Hotels and Resorts and Westin. Car rentals with Avis and Hertz. Gift Card partners include: Angus and Coote, Bob Jane T-Marts, Borders, BP, Bunnings, Coles, Country Road, David Jones, Domayne, Harvey Norman, Myer, Officeworks, Rebel Sport, Red Balloon, Sanity, Simon Johnson, Target, Tiffany and Co. and Vintage Cellars, WISH Gift Card. Plus an extensive range of products (approx. 1,400) from brands including Apple, JVC, Lonely Planet, Navman, Nike, Panasonic, Royal Doulton, Samsonite and Sony, to name a few. Experiences rewards from Greater Union, Hoyts, Australian Movie Voucher and Total Experience.
    Rewards Bonus Points Partners Earn Bonus Points with the following Bonus Partners: Avis, Bob Jane T-Marts, DFS Galleria and Hotel Club. Virgin Blue Velocity, Virgin Atlantic Flying Club, Cathay Pacific Asia Miles, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus and Malaysia Airlines Enrich and Air New Zealand Airpoints.
    Domestic Airlines
    International Airlines
    Conditions
    Annual Fee $0 Minimum Repayment 2.5%
    Annual Fee First Year $0 Interest Charged From PurchaseDate
    Rewards Joining Fee 80 Late Payment Fee $6
    Supplementary Card Fee $0    
    Duplicate Statement Fee $7 Overseas ATM Balance Fee $2.50
    Transaction Verification Fee $7 Overseas ATM Withdrawl Fee $2.50
    Over Limit Fee $15 Overseas Emergency Card Replacement Fee $0
     


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    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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