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American Express Gold Business Card

 
 
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51 days
Interest Free
$169
Annual Fee

  • Every $1 spent earns you 1 Membership Rewards point.
  • Receive travel insurance cover such as Domestic and International Travel Cover when you use your Card to pay for your travel arrangements.
  • The annual fee is tax deductible each year thereafter if the Card is used solely for business purposes.
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Card Details

Rewards Program Y Overseas ATM Availability N
Insurance Cover for Purchases N Interest Paid on Credit Balance N
Automatic Travel Insurance Y    


 
  • Earn one Membership Rewards point for each dollar you spend with either program.
  • Your points are not capped and they don't expire, so you can enjoy more points for longer.
  • You have the option to redeem with all the top brands, shop online for all the latest technology, gifts, homeware, wines and sporting equipment with over 1,500 options updated monthly.
  • Ascent enrollees enjoy the additional benefits of transferring points to any of our 8 airline rewards partners and 4 leading frequent guest partner programs.
 
Rewards Points per Dollar 1
Spend to Redeem $100 Gift Card* $13500
Spend at Loyalty Partner for $100 Gift Card*
Linked to Frequent Flyer Y
Frequent Flyer Ratio
SPEND FOR SYD/MEL RETURN*


Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions
Annual Fee $169 Minimum Repayment 100%
Annual Fee First Year $169 Interest Charged From PurchaseDate
Rewards Joining Fee Late Payment Fee $20
Supplementary Card Fee $119    
Duplicate Statement Fee $7 Overseas ATM Balance Fee
Transaction Verification Fee $0 Overseas ATM Withdrawl Fee
Over Limit Fee $0 Overseas Emergency Card Replacement Fee
 


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* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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