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American Express Platinum Card - 80,000 Bonus
Points

American Express Platinum Card - 80,000 Bonus
Points

Purchase Rate
- %
p.a.




Cash Advance Rate -
Interest Free Up to - days
Annual Fee$1200

  • Receive 80,000 Membership Rewards Points when you apply online, are approved and spend $1,500 on your Card within the first 3 months of Card Membership. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders.
  • Receive a $300 Platinum Travel Credit each year, which can be redeemed for eligible flights, hotels, car hire or unique experiences.
  • Transfer your points to a choice of 10 major Airline Reward Partner programs including one to one transfer rate to Qantas Frequent Flyer and Velocity Frequent Flyer
  • Complimentary access for you and a guest to over 1,100 Airport lounges across 120 countries and counting. Includes the Centurion Lounge, International American Express Lounges, Priority Pass Lounges, Plaza Premium lounges, Virgin Australia domestic lounges and Delta Sky Club lounges
  • Complimentary domestic and overseas travel insurance.
  • Smartphone Screen Insurance for up to $500 for screen repairs to your Smartphone when you pay for your smartphone with your Platinum Card, either outright or on a monthly contract.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • As a member of Ascent Premium - our highest tier of rewards - you'll earn up to 3 Membership Rewards points per $1 spent on your Card.
  • Earn 3 points per $1 spent at restaurants in Australia.
  • Earn 2 points per $1 spent on airlines, accommodation and spend in foreign currency.
  • Earn 1 point per $1 spent on everything else, except those in the 0.5 points category.
  • Earn 0.5 points per $1 spent on utilities, telecommunications companies, non American Express provided insurance and government bodies.
  • The earn rate threshold is 300,000 points per year at which point the earn rate reverts to 1 point or 0.5 points per $1 spent thereafter.
  • You can then transfer your points to a choice of 10 major Airline Reward Partner and 2 hotel programs. Plus you can use your points to pay for travel, pay for eligible purchases on your account with Select + Pay with points, shop with points online at David Jones or redeem for Gift Cards with our retail and entertainment partners.
Rewards Points per Dollar 3 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $4500 Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners 10 leading airline programs 3 travel agency partners including Travelscene American Express, Harvey World Travel and Flight Centre. Accommodation partners include: Sofitel, Novotel, All Seasons Hotels Best Western, Comfort Hotels, Conrad Jupiters, Conrad Treasury, Crown Promenade, Crown Towers, Four Points by Sheraton, Grand Mecure Hotels and Apartments, Hilton, Ibis Hotels, Mecure Hotels and Resorts, Mirvac Hotels and Resorts, Novotel Hotels and Resorts, Peppers Hotels and Resorts, Radisson Hotels and Resorts, Sheraton, Sofitel Hotels and Resorts, Stamford Hotels and Resorts and Westin. Car rentals with Avis and Hertz. Gift Card partners include: Angus and Coote, Bob Jane T-Marts, Borders, BP, Bunnings, Coles, Country Road, David Jones, Domayne, Harvey Norman, Myer, Officeworks, Rebel Sport, Red Balloon, Sanity, Simon Johnson, Target, Tiffany and Co. and Vintage Cellars, WISH Gift Card. Plus an extensive range of products (approx. 1,400) from brands including Apple, JVC, Lonely Planet, Navman, Nike, Panasonic, Royal Doulton, Samsonite and Sony, to name a few. Experiences rewards from Greater Union, Hoyts, Australian Movie Voucher and Total Experience.
Rewards Bonus Points Partners Earn Bonus Points with the following Bonus Partners: Avis, Bob Jane T-Marts, DFS Galleria and Hotel Club.
Domestic Airlines
International Airlines
Conditions Additional earn rates capped at 300,000 points per year, reverting to 1 point per $1 spent thereafter.

Annual Fee $1200 Minimum Repayment Greater of 100% or $0
Annual Fee First Year $1200 Interest Charged From Statement Date
Rewards Joining Fee $0 Late Payment Fee $6
Supplementary Card Fee    
Duplicate Statement Fee $0 Overseas ATM Balance Fee $1.25
Transaction Verification Fee $0 Overseas ATM Withdrawal Fee $1.25
Over Limit Fee $0 Overseas Emergency Card Replacement Fee $0

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Cards are offered, issued, and administered by American Express Australia Limited ABN 92 108 952 085. Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $100,000 per annum to apply for the American Express Platinum Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 18 September 2017 and are subject to change. 1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us. 2. Depending on when you make a purchase and when your statement is issued. Liquidated damages apply if you do not pay in full by the due date. 3. Bonus & Eligibility. Offer only available to new American Express Card Members who apply online, are approved and spend $1,500 on their new Card in the first 3 months from the Card approval date. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Previous and existing bank-issued American Express companion cardholders are eligible for this offer (cards issued by: Australia New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank, Westpac Banking Corporation). 80,000 Membership Rewards Bonus points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. 4. Platinum Travel Credit. Platinum Card Members are eligible for one Travel Credit of $300 per year on annual Card fee renewal date. The $300 Travel Credit can be redeemed against any single eligible travel booking when booking online through americanexpress.com.au/platinumtravel or by phone through your Platinum Travel Service. If the full Travel Credit amount is not redeemed against a single travel booking then the remaining amount will be forfeited. The Travel Credit can be used for 365 days from date of issue and cannot be carried forward to any subsequent year. Supplementary Card Members and American Express Platinum Business Cards are not eligible for this benefit. Card Members are only able to redeem one Travel Credit per booking. If a Card Member holds more than one Travel Credit across multiple American Express® Cards, the Card Member can choose which Travel Credit they would like to redeem against their booking. Refunds may be permitted based on supplier cancellation policy. The amount refunded will be the value of the booking, less supplier fees and the Travel Credit where applicable contributed by American Express. There is no refund on the Travel Credit. If a booking has been cancelled the travel voucher for that year will be forfeited. Changes to bookings are permitted subject to supplier Terms and Conditions. Booking amendment fees may apply. Membership Rewards points will not be earned on the Travel Credit. An eligible travel booking includes Flight, Hotel, Car Hire and Experiences bookings only. The Credit may not be used towards Cruises. The Travel Credit may not be used towards Hotel and Car Hire bookings where payment is made directly to the supplier (i.e. FINE HOTELS & RESORTS). Travel services provided American Express International, Inc. ABN 15 000 618 208. Incorporated with Limited Liability in Delaware, USA. 5. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card Member's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. 6. The Centurion Lounge Network. Platinum Card Members have unlimited complimentary access to The Centurion Lounge locations. Gold Card and Green Card Additional Cards on your Account are not eligible for unlimited complimentary access. Platinum Card Members may bring up to two (2) companions into The Centurion Lounge. For the Centurion Studio, Platinum Card Members may bring 1 companion. To access The Centurion Lounge, the Platinum Card Member must present The Centurion Lounge agent with the following upon each visit: his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Card Members will not be compensated for changes in locations, rates or policies. Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Platinum Card Member must be 21 years of age to enter a lounge with a self-service bar, unless you are accompanied by a parent or legal guardian. Platinum Card Members are allowed access to The Centurion Lounge in all U.S. locations. American Express reserves the right to remove any person from a lounge for inappropriate behaviour or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. The Centurion Lounge hours may vary by location and are subject to change. Amenities may vary among The Centurion Lounge locations and are subject to change. In-lounge services and amenities are complimentary, however you are responsible for any purchases and/or servicing charges you authorise our Member Services Professionals to perform on your behalf. Some American Express® Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.American Express Lounges. Platinum Card Members have unlimited complimentary access to American Express Lounge locations. Guest access policies vary by location and are subject to change. To access American Express Lounges, the Platinum Card Member must present the agent with the following upon each visit: his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Card Members will not be compensated for changes in locations, rates or policies. American Express reserves the right to remove any person from a lounge for inappropriate behavior or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. Amenities, services and hours of operation may vary among locations and are subject to change. Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Platinum Card Member must be 21 years of age to enter a lounge with a self-service bar, unless you are accompanied by a parent or legal guardian. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside American Express Lounges. Use of American Express Lounges is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice. Please bold text where disclaimer commences for each lounge for ease of reference Priority Pass. These Terms and Conditions govern Platinum Card Members' participation in and use of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. At any visit to a Priority Pass lounge, you may bring in one guest at no charge. You will be charged $27/£15/€24 for any additional guests. By enrolling in Priority Pass, you agree that you will be responsible for any additional accompanying guest visits and that your Card will be automatically charged after you have signed for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Additionally, you acknowledge and agree that American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfil on the Priority Pass program and may use this information for communications related to the program. Both the Basic and Supplementary Platinum Card Member must enrol into Priority Pass. Once enrolled, Platinum Card Members in good standing may access participating Priority Pass lounges by presenting your Priority Pass card and airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at www.prioritypass.com Upon receipt of your enrolment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 4-6 weeks. Plaza Premium. Platinum Card Members (and supplementary Platinum Card Members) are entitled to complimentary access to the Plaza Premium Lounges. The Platinum Card Member may bring up to 2 guests into the lounge at no additional cost. All lounge access fees for additional guest visits will be charged directly to the Platinum Card Member's Card, and at the prevailing retail rate, per person, per visit. Lounge access to infants under two years of age is complimentary. To access the Plaza Premium Lounges, the Platinum Card Member must present the agent with the following upon each visit: his or her valid Card and upon request, same-day or following day boarding pass on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Card Member must be at least 18 years of age to enter without a parent or guardian where there is a self-service bar. Plaza Premium Lounge reserves the right to remove any person from a lounge for inappropriate behaviour or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability and is not guaranteed. The full Plaza Premium Lounge Facilities Terms and Conditions are available at https://www.plaza-network.com/terms Facilities, amenities, services and hours of operation may vary among locations and are subject to change. Terms and Conditions are subject to change without prior notice. Virgin Australia Lounges. Access is complimentary for Basic Platinum Card Member and one complimentary guest only. The Basic Platinum Card Member and guest must be travelling with Virgin Australia domestically. Access is to Virgin Australia-branded lounges in Australia only. Name on boarding pass must match the name on Platinum Card. The Platinum Card Member and guest must present his or her valid Card and same-day boarding pass (containing your Virgin Australia Velocity Frequent Flyer number and status) to Virgin Australia lounge agents. One guest per Basic Platinum Card Member permitted. Guest must be travelling on same Virgin Australia flights and present boarding pass. All access is subject to space availability. This benefit is subject to change. Delta Sky Club. The Platinum Card Member must present his or her valid American Express Platinum Card, government-issued I.D., and same-day corresponding airline ticket to club ambassador. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Platinum Card Members must adhere to all House Rules of participating clubs. Participating airport clubs and locations subject to change without notice. Additional guest access and fees subject to Terms and Conditions of participating airport clubs. For the most current Delta Sky Club access and pricing policy, please visit Delta.com/skyclub. All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit Delta.com/skyclub. 7. The American Express Platinum Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full terms and conditions available at americanexpress.com.au/platinuminsurance. You must use your American Express Platinum Card to pay for your return trip in order to be eligible for the travel insurance or pay for eligible items in order to be covered under the insurance. For Smartphone Screen Cover, maximum of 2 claims per 12 month period, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full terms and conditions to decide if this insurance meets your needs. 8. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions Spending at restaurants, airlines and accommodation, major cruise and tour operators will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Membership Rewards points are awarded on the AUD equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia. The American Express Platinum Card has a points threshold of 300,000 points per year of membership, after which your earn rate will revert to one point per $1 spent (except for spend at merchants where you earn 0.5 points per $1 spent). 9. Select and Pay with Points. This is available to primary Card Members enrolled in the Membership Rewards program. A minimum of 1,000 Membership Rewards points must be redeemed at any one time. Any credit to your Card Account cannot exceed the amount of the relevant Eligible Charges or the current outstanding balance on your Account. Certain fees and charges are excluded. Points will be debited immediately and the credit can take up to 72 hours to appear online. Credits processed after the Card account’s statement closing date will appear in the following statement. You are still responsible for payment of the amount due on your Card account by the due date. Subject to the Membership Rewards Terms & Conditions at membershiprewards.com.au 10. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply. 11. FINE HOTELS & RESORTS. Average value based on FINE HOTELS & RESORTS bookings in 2016 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability and use of benefits. Valid only for new FINE HOTELS & RESORTS bookings made through Platinum Travel Service or American Express Travel Online . Online bookings currently only available to Basic Platinum Card Members. Payment must be made in full with an American Express Platinum Card in the Platinum Card Member's name. Available for Platinum Charge Card Members only, and excludes Platinum Credit Card Members who are not also Platinum Charge Card Members. Card Member must travel on itinerary booked to be eligible for benefits described. Noon check-in and room upgrade are based on availability and are provided at check-in. Breakfast amenity varies by property, but will be, at a minimum, a continental breakfast. Complimentary In-Room Wi-Fi is provided, with the exception of explora Patagonia where In-Room Wi-Fi is not available. In this instance, complimentary Wi-Fi will be provided in a common space on property. In the case where a Property includes cost of Wi-Fi in a mandatory resort fee, the Card Member will receive a daily credit from the Property in the standard amount that the Property charges for Wi-Fi. The credit will be issued on the Platinum Card Member's final statement upon check-out. Benefit restrictions vary by FINE HOTELS & RESORTS property and cannot be redeemed for cash, and may not be combined with other offers unless indicated. Advance reservations are recommended for services such as spa, dining or golf in order to take advantage of the FINE HOTELS & RESORTS special amenity during your stay. Benefits and additional FINE HOTELS & RESORTS promotions are only applied at checkout and expire at checkout. Limit one benefit package per room, per stay. Three room limit per Platinum Card Member, per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating FINE HOTELS & RESORTS properties and benefits are subject to change. 12. Club Carlson. Enrolment in the Club Carlson program is required. Benefits are subject to change. Gold Elite level amenities may not be combined with the FINE HOTELS & RESORTS program. All American Express terms and conditions apply. All Club Carlson terms and conditions apply. To view terms and conditions visit clubcarlson.com/termsandconditions. American Express reserves the right to instruct Club Carlson to cancel your membership if you cease to be a Platinum Card Member or your account is not in good standing. 13. Starwood Preferred Guest. Enrolment into the Starwood Preferred Guest program is required to receive benefits, and enrolment may be terminated without prior notice. Starwood Preferred Guest benefits are subject to change and availability and may vary by property. American Express Terms and Conditions apply. Gold Preferred level amenities may not be combined with the FINE HOTELS & RESORTS program. All Starwood Preferred Guest Terms and Conditions apply. For complete terms and conditions of the Starwood Preferred Guest program, visit www.spg.com American Express reserves the right to instruct Starwood Preferred Guest to downgrade your membership to the Preferred Guest level if you cease to be a Platinum Card Member or your Account is not in good standing. 14. Shangri-La. Enrolment in the Golden Circle Jade Membership program is required. Benefits are subject to change and availability may vary by property (for details visit goldencircle.shangri-la.com). Bookings made with FINE HOTELS & RESORTS rates may enjoy the bonus Golden Circle Award Points under the Golden Circle Program Jade Membership benefits but may not be combined with any other Golden Circle Program benefits. All special amenities under the Golden Circle Program are subject to availability and may change without prior notice. All Golden Circle terms and conditions apply (for details visit shangri-la.com/corporate/golden-circle/terms-conditions). American Express reserves the right to instruct Shangri-La Hotels and Resorts to cancel your membership if you cease to be a Platinum Card Member or your account is not in good standing. American Express and Shangri-La International Hotel Management Ltd. reserve the right to change the terms and conditions at any time without prior notice. Should any dispute arise, the decision of American Express and Shangri-La International Hotel Management Ltd. shall be final. If the English version of these terms and conditions does not conform to any other language version, the English version shall prevail. 15. Hilton Honors. As a Platinum Card Member you are eligible to enrol in complimentary Hilton Honors Gold status. Offer available only to Platinum Card Members and is not transferable. Full details of Gold status can be found at HiltonHonors.com/MemberBenefits and is subject to change by Hilton. Gold status benefits are subject to availability at participating hotels and resorts within the Hilton Portfolio. Once you request enrollment in Hilton Honors Gold status, American Express will share your enrolment information with Hilton. Hilton may use this information in accordance with its privacy policy available at Hilton.com/PrivacyPolicy. If you already have Hilton Honors Gold Status, you can maintain the benefit in the future because you don’t need to meet any stay requirements. You maintain Gold status without meeting otherwise required criteria only while an eligible cardholder or until American Express notifies you that the benefit is terminated. Hilton Honors membership, earning of Points & Miles™ when booking direct and redemption of Points are subject to Hilton Honors Terms and Conditions. Visit HiltonHonors.com/Terms for more details. 16. Airlines Privileges Program. Current Partners: British Airways, Delta Air Lines, Etihad Airways, Emirates, Hawaiian Airlines, Japan Airlines, LAN Airlines, Malaysia Airlines, Qantas Airways, Qatar Airways, Singapore Airlines, South African Airways, United and Virgin Australia. Partners can change without notice. Terms: Any featured savings are calculated based on full priced retail year-round airfares for return solo and companion fares inclusive of taxes, surcharges and fees for the same seat (same carrier, route, date, flight number, booking class and terms and conditions). Savings calculation is based on Virgin Australia Business Class fare departing from Australia until 31 December 2016. Prices are subject to availability and subject to change. Offers, Partners and aircraft vary by route and are subject to availability. All airfares must be purchased through the Platinum Travel Service and paid for on the Platinum Card. Airfares at sale prices may be released in the market at any time and can reduce the featured savings. Fare rules are dependent on the airline’s Terms and Conditions and can vary from Partner to Partner. Airline Partners and offers vary and are subject to change. Airline conditions of carriage apply. Contact Platinum Travel for full details on the Airline Privileges Program. 17. American Express Invites. Invitations will be sent by email only. A valid email address and opt-in to Platinum Marketing communications is required. Event availability is strictly limited. 18. Supplementary Card Members must be over 18 years of age. You will be liable for all Supplementary Card spending. 19. Provided that you do not contribute to or unreasonably delay reporting any misuse of your Account and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices. Android, Android Pay, and the Android Logo are trademarks of Google Inc. American Express Australia Limited (ABN 92 108 952 085). ®Registered Trademark of American Express Company.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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