Home / Banking / Credit Cards / American Express Platinum Edge Credit Card

American Express Platinum Edge Credit Card

 
 
Purchase Rate 20.74%
Apply for this card today
Cash Advance Rate -%
55 days
Interest Free
$149
Annual Fee
  • Introductory Rate 0%for first 6 months

    • Enjoy a special introductory Interest Rate of 0% p.a. on purchases for the first six months.
    • Receive 24/7 access to the Platinum Priority Service.
    • Receive a complimentary Virgin Australia domestic return flight every year to selected Australian destinations.
    • Complimentary Domestic and International Travel Insurance.
    Visit website for more features

    Card Details

    Rewards Program Y Overseas ATM Availability N
    Insurance Cover for Purchases N Interest Paid on Credit Balance N
    Automatic Travel Insurance Y    


     
    • Earn 3 points per $1 spent at major supermarkets.
    • Earn 2 points per $1 spent at major petrol stations.
    • Earn 1 point per $1 spent on all other purchases, excluding utilities, insurance (except insurances offered by American Express), telecommunications providers and government bodies in Australia where you will earn 0.5 points for every $1 spent.
    • Earn extra Membership Rewards points when you add a Supplementary Card to your account.
    • Points can be redeemed for flights with any of our 8 major airline partners, 1,500 quality items, gift cards, or even credit on your Account.
    • Book any travel and pay with your points instantly at Travelscene American Express locations and Harvey World Travel agents.
     
    Rewards Points per Dollar 3
    Spend to Redeem $100 Gift Card* $4500
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio
    SPEND FOR SYD/MEL RETURN*


    Lifetime of Points
    Rewards Program Partners Participating retailers include the following merchants who have been classified as “major supermarkets”: Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Participating retailers include the following merchants who have been classified as “major petrol stations”: BP, Shell, Caltex Woolworths, 7 Eleven, Woolworths Petrol, Safeway petrol, Peak and Gull.
    Rewards Bonus Points Partners Earn Bonus Points with the following Bonus Partners: Avis, Bob Jane T-Marts, DFS Galleria and Hotel Club. International Airline partners include Air New Zealand, Cathay Pacific, Mayalsia Airlines, Singapore Airlines, Thai Airlines and Virgin Atlantic.
    Domestic Airlines
    International Airlines
    Conditions Membership Rewards enrolment required (an annual fee may apply). Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions
    Annual Fee $149 Minimum Repayment 2.5%
    Annual Fee First Year $149 Interest Charged From StatementDate
    Rewards Joining Fee 0 Late Payment Fee $30
    Supplementary Card Fee $0    
    Duplicate Statement Fee $10 Overseas ATM Balance Fee
    Transaction Verification Fee $7 Overseas ATM Withdrawl Fee
    Over Limit Fee $15 Overseas Emergency Card Replacement Fee $0
     


    Proceed to issuer's website

    Visit the issuer's website
    for additional information.
    Details Product Image
    Terms & Conditions
    American Express credit approval criteria applies. Subject to Terms and Conditions. Interest Rates, fees and charges apply. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited 1. All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions. Hotel night stay is subject to availability and blackout dates may apply. Hotel night stay is based on a standard room with two people sharing and must be booked two weeks before your stay. 2. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions. Participating retailers include the following merchants that have been classified as “major supermarkets”: Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Participating retailers include the following merchants who have been classified as “major petrol stations”: BP, Shell, Caltex Woolworths, 7 Eleven, Woolworths Petrol, Safeway petrol, Peak and Gull. Exceptions may apply if an individual merchant trading as one of the above-named retailers does not accept American Express as a form of payment. Purchases at major supermarket and major petrol station retailers are only eligible for additional points if the transactions are made in Australia. 3.American Express Platinum Reserve Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Reserve Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This brochure does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.

    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

    American Express® is a registered trademark of American Express Company.
    Visa® is a registered trademark of Visa International Services Association.
    The MasterCard® brand is a registered trademark of MasterCard International Incorporated.