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ANZ Low Rate Platinum (0% p.a. first 16 months
on balance transfers with a 2% Balance Transfer Fee. Reverts to standard balance transfer rate, currently 21.74% p.a.*)

ANZ Low Rate Platinum (0% p.a. first 16 months
on balance transfers with a 2% Balance Transfer Fee. Reverts to standard balance transfer rate, currently 21.74% p.a.*)

Purchase Rate
11.49 %
p.a.




Cash Advance Rate 21.74% p.a.
Interest Free Up to 55 days
Annual Fee$99
Balance Transfer Rate 0% p.a.for first 16 months

  • 0% p.a. first 16 months on balance transfers with a 2% Balance Transfer Fee. Reverts to standard balance transfer rate, currently 21.74% p.a.*
  • Offer ongoing until further notice.
  • Enjoy travel benefits like Overseas Travel and Medical Insurance.
  • Extended Warranty up to an additional 12 months cover on most major purchases.
  • 90-day Purchase Security Insurance against theft, loss and accidental damage on most purchases.
  • Best Price Guarantee Scheme - If you make a purchase on your ANZ Low Rate Platinum card and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days, you can claim back the difference.
  • Competitive Total Annual Fee of $99.
  • Up to 55 days interest free credit on purchases.
  • Rental Excess Cover - value and peace of mind when you rent a car in Australia.
  • Interstate Flight Inconvenience Insurance for protection against the unexpected while on holiday in Australia.
  • Enjoy the convenience of ANZ MasterCard PayPass at participating merchants.
  • Apple Pay® and Android Pay™ let you use your compatible Apple® or Android™ device to tap and pay with an eligible ANZ credit card
Shortlist View ShortList

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $99 Minimum Repayment Greater of 2% or $25
Annual Fee First Year $99 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $20
Supplementary Card Fee $0    
Duplicate Statement Fee Overseas ATM Balance Fee $0
Transaction Verification Fee Overseas ATM Withdrawal Fee $4
Over Limit Fee $0 Overseas Emergency Card Replacement Fee $0

Visit the issuer's website for additional information. Go to site

Terms & Conditions
9 additional card holders at no extra cost. *2% Balance Transfer Fee applies. Reverts to standard balance transfer rate, currently 21.74% p.a. Eligibility criteria, Terms and Conditions, fees and charges apply. Apple Pay® and Android Pay™ let you use your compatible Apple® or Android™ device to tap and pay with an eligible ANZ credit card.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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