ANZ First Visa - Special Offer

ANZ First Visa - Special Offer

 
 
Product Image


Purchase Rate 18.49%
Cash Advance Rate 20.24%
44 days
Interest Free
$30
Annual Fee
  • Balance Transfer Rate 2.90% for first 12 months
  • Introductory Rate

Card Details

Rewards Program N Overseas ATM Availability Y
Insurance Cover for Purchasestd Y Interest Paid on Credit Balance N
Automatic Travel Insurance N    


 
 
Rewards Points per Dollar
Spend to Redeem $100 Gift Card*
Spend at Loyalty Partner for $100 Gift Card*
Linked to Frequent Flyer N
Frequent Flyer Ratio
SPEND FOR SYD/MEL RETURN*


Lifetime of Points
Rewards Program Partners For a list of reward partners, please view http://www.anz.com.au/documents/AU/personal/credit-cards/SphereRewardsGuide.pdf
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions
Annual Fee $30 Minimum Repayment 2%
Anual Fee First Year $0 Interest Charged From PurchaseDate
Rewards Joining Fee Late Payment Fee $35
Supplementary Card Fee $0    
Duplicate Statement Fee $14 Overseas ATM Balance Fee $0
Transaction Verification Fee $0 Overseas ATM Withdrawl Fee $4
Over Limit Fee $35 Overseas Emergency Card Replacement Fee
 

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* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

American Express® is a registered trademark of American Express Company.
Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

Also Consider
Our Take On This Card
Pros
  • Low Annual Account Fee of $30, and discounted to $26 if linked to ANZ Access Account
  • 90 day Purchase Security Insurance and extended warranty on most purchases
  • Up to 44 interest free days
Cons
  • High cash advance rate
Summary

A simple low annual fee credit card that is offering a low 7.99%p.a. balance transfer interest rate for the first six months.