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Bank of Melbourne Vertigo Platinum

Bank of Melbourne Vertigo Platinum

Purchase Rate
12.74 %
p.a.




Cash Advance Rate 21.49% p.a.
Interest Free Up to 55 days
Annual Fee$99
Balance Transfer Rate 0% p.a.for first 24 months

  • Special offer - 0% p.a. for 24 months on balance transfers, requested at card application. 2% balance transfer fee applies. Variable cash advance rate applies after 24 months.^ Offer ends 22 November 2017.
  • A range of complimentary insurance covers - including overseas travel insurance and extended warranty on purchases.
  • 24/7 Visa Platinum Concierge - your own personal assistant.
  • Contactless technology with Visa paywave for purchases under $100.
  • 3 additional cardholders at no extra cost.
  • 55 days interest free if the balance is paid in full by the statement due date.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $99 Minimum Repayment Greater of 2% or $10
Annual Fee First Year $99 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $15
Supplementary Card Fee $0    
Duplicate Statement Fee $7.50 Overseas ATM Balance Fee
Transaction Verification Fee $10.50 Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $15 Overseas Emergency Card Replacement Fee $52.50

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Please read these documents and keep a copy. You can request a paper copy at a branch. The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30. Special Offer Terms and Conditions: The promotional balance transfer rate and introductory rate on purchases are available when you apply for a new Vertigo Platinum credit card between 21 September 2017 and 22 November 2017. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. These promotions are not available in conjunction with any other promotion. ^Promotional balance transfer rate is available when you request at card application to transfer balance(s) from up to 3 non-Bank of Melbourne, St.George, and BankSA, Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers. A balance transfer fee of 2% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account. Complimentary insurance cover: QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Bank of Melbourne account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 13 22 66 or download it from bankofmelbourne.com.au.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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