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Bank of Melbourne Vertigo Platinum

Bank of Melbourne Vertigo Platinum

Purchase Rate
12.74 %
p.a.




Cash Advance Rate 21.49% p.a.
Interest Free Up to 55 days
Annual Fee$99
Balance Transfer Rate 0% p.a.for first 20 months

  • Special offer - 0% p.a. for 20 months on balance transfers, requested at card application. Variable cash advance rate applies after 20 months.^ Offer ends 20 September 2017.
  • A range of complimentary insurance covers - including overseas travel insurance and extended warranty on purchases.
  • 24/7 Visa Platinum Concierge - your own personal assistant.
  • Contactless technology with Visa paywave for purchases under $100.
  • 3 additional cardholders at no extra cost.
  • 55 days interest free if the balance is paid in full by the statement due date.
Shortlist View ShortList

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $99 Minimum Repayment Greater of 2% or $10
Annual Fee First Year $99 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $15
Supplementary Card Fee $0    
Duplicate Statement Fee $7.50 Overseas ATM Balance Fee
Transaction Verification Fee $10.50 Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $15 Overseas Emergency Card Replacement Fee $52.50

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Please read these documents and keep a copy. You can request a paper copy at a branch. The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30. Special Offer Terms and Conditions: The promotional balance transfer rate and introductory rate on purchases are available when you apply for a new Vertigo Platinum credit card between 3 May 2017 and 20 September 2017. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. These promotions are not available in conjunction with any other promotion. ^Promotional balance transfer rate is available when you request at card application to transfer balance(s) from up to 3 non-Bank of Melbourne, St.George, and BankSA, Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for 20 months, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The variable purchase rate (currently 12.74% p.a.) will apply to balance(s) transferred but left unpaid at the end of the promotional period. Bank of Melbourne will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). The variable purchase interest rate applies to balance transfers requested at any other time. Interest free days don't apply to balance transfers. Complimentary insurance cover: QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible Bank of Melbourne account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 13 22 66 or download it from bankofmelbourne.com.au.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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