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BOQ Platinum Visa Card

 
 
Product Image


Purchase Rate 20.74%
Cash Advance Rate 21.74%
55 days
Interest Free
$99
Annual Fee
  • Balance Transfer Rate 1.9%for first 6 months

    • 1.9% p.a. for 6 months on balances you transfer.
    • 50% off the Annual Fee for the life of the card, only $99.
    • Q Rewards program points allow you to fly any airline any time with Take Flight Cashback.
    • 2 Points for every dollar spent with Q Rewards.
    • Concierge service.
    • International travel insurance.
    • Higher levels of Purchase Cover Insurance.
    • Extended warranty.
    • Priority 24-hour customer service on a dedicated Platinum card enquiries line.

    Card Details

    Rewards Program Y Overseas ATM Availability Y
    Insurance Cover for Purchases Y Interest Paid on Credit Balance N
    Automatic Travel Insurance Y    


     
    • The Q Rewards program offers you a range of exciting rewards from products to travel options and shopping vouchers.
    • Get rewarded simply by using your Bank of Queensland credit card (excludes Low Rate Visa Card). When you get your credit card, you’re automatically enrolled in the Q Rewards® program. And unlike some other reward programs – it's free.
    • Q Rewards® offers a range of exciting incentives, including:
    • Flights – redeemable for all airlines including Virgin Blue, JetStar and Qantas through Take Flight
    • Shopping vouchers – redeemable from outlets such as Myer, David Jones, Hoyts and Village Cinemas, Toys R Us, Bunnings Warehouse and Dreamworld.
     
    Rewards Points per Dollar 2
    Spend to Redeem $100 Gift Card* $13750
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio
    SPEND FOR SYD/MEL RETURN*


    Lifetime of Points
    Rewards Program Partners Take Flight service enables you to redeem points for all airlines including Virgin Blue, JetStar and Qantas through FlightPoints. Q Rewards also offers shopping vouchers that are redeemable from outlets such as Myer, David Jones, Dymocks, Bunnings, Target, Toys R Us and Accor Hotels.
    Rewards Bonus Points Partners
    Domestic Airlines
    International Airlines
    Conditions Point earning per annum will be capped at 240,000. Points never expire. Points are immediately forfeited when an account is closed.
    Annual Fee $99 Minimum Repayment 2%
    Annual Fee First Year $99 Interest Charged From PurchaseDate
    Rewards Joining Fee 0 Late Payment Fee $10.00
    Supplementary Card Fee $0    
    Duplicate Statement Fee $7.00 Overseas ATM Balance Fee
    Transaction Verification Fee $7.00 Overseas ATM Withdrawl Fee
    Over Limit Fee $30.00 Overseas Emergency Card Replacement Fee
     

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    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

    American Express® is a registered trademark of American Express Company.
    Visa® is a registered trademark of Visa International Services Association.
    The MasterCard® brand is a registered trademark of MasterCard International Incorporated.