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bankmecu Low Rate VISA

 
 
Product Image


Purchase Rate 10.74%
Cash Advance Rate 10.74%
0 days
Interest Free
$59
Annual Fee

  • Competitive market leading low interest rate
  • Socially responsible - cards made from PETG environmentally responsible plastic
  • 100% no marketing guarantee

Card Details

Rewards Program N Overseas ATM Availability Y
Insurance Cover for Purchases N Interest Paid on Credit Balance N
Automatic Travel Insurance N    


 
 
Rewards Points per Dollar
Spend to Redeem $100 Gift Card*
Spend at Loyalty Partner for $100 Gift Card*
Linked to Frequent Flyer N
Frequent Flyer Ratio
SPEND FOR SYD/MEL RETURN*


Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions
Annual Fee $59 Minimum Repayment 2.5%
Annual Fee First Year $59 Interest Charged From PurchaseDate
Rewards Joining Fee Late Payment Fee $0
Supplementary Card Fee    
Duplicate Statement Fee $3.00 Overseas ATM Balance Fee $0
Transaction Verification Fee $0 Overseas ATM Withdrawl Fee $3.5
Over Limit Fee $20 Overseas Emergency Card Replacement Fee $175
 

FEATURED CARDS

Aussie MasterCard Product Image 13.29%
per annum
bankmecu Low Rate VI.. Product Image 10.74%
per annum
Bankwest Lite Gold M.. Product Image 10.75%
per annum
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Hilton Macquarie Platinum Card
  • Hilton Benefits.
  • 20% Savings on every hotel visit.
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St.George Platinum
  • The ultimate low interest credit card for ...
  • Great value and premium benefits; Access ...


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

American Express® is a registered trademark of American Express Company.
Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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Our Take On This Card
Pros
  • 2009 AFR Smart Investor Blue Ribbon Award Winner
  • Low ongoing purchase and cash advance rate
  • Card made from environmentally friendly materials
Cons
  • No interest free days
Summary

bankmecu's low rate VISA is suitable for consumers who tend to carry their balances forward each month as this card does not offer an interest free period. Interest free periods are beneficial only if you are able to pay off the debt within the given time frame, otherwise you will typically be paying more interest.