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BankSA No Annual Fee Credit Card (0% p.a. for
12 months on balance transfers with 1% BT fee. Reverts to cash advance rate currently 20.49%p.a.)

BankSA No Annual Fee Credit Card (0% p.a. for
12 months on balance transfers with 1% BT fee. Reverts to cash advance rate currently 20.49%p.a.)

Product Image

Purchase Rate
20.49 %
p.a.




Cash Advance Rate 20.49% p.a.
Interest Free Up to 55 days
Annual Fee$0
Balance Transfer Rate 0.00% p.a.for first 12 months

  • Special offer - 0% p.a. for 12 months on balance transfers requested at card application. 1% balance transfer fee applies. Variable cash advance rate applies after the promotional period.#
  • Offer ends 18 April 2018.
  • No Annual Fee for the life of your card.
  • Credit limits starting from $500.
  • The flexibility of a credit card without the burden of an annual fee.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $0 Minimum Repayment Greater of 2% or $20
Annual Fee First Year $0 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $15
Supplementary Card Fee $0    
Duplicate Statement Fee $7.5 Overseas ATM Balance Fee
Transaction Verification Fee $10.5 Overseas ATM Withdrawal Fee
Over Limit Fee $15 Overseas Emergency Card Replacement Fee $52.5

Terms & Conditions
^The promotional balance transfer rate is available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card during 23rd November 2017 and 18th April 2018 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers. A balance transfer fee of 1% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account.


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* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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