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BankSA Vertigo Visa

BankSA Vertigo Visa

Purchase Rate
13.24 %
p.a.




Cash Advance Rate 21.49% p.a
Interest Free Up to 55 days
Annual Fee$55
Balance Transfer Rate 0%for first 14 months

  • Special offer - 0% p.a. for 14 months on balance transfers, requested at card application.^
  • Apply between 3 May 2017 and 20 September 2017. New cards only, conditions apply.
  • $0 Annual fee for the first year, currently saving $55*.
  • Offer ends 20 September 2017.
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date.
  • An additional cardholder at no extra cost.
Shortlist View ShortList

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $55 Minimum Repayment Greater of 2% or $10
Annual Fee First Year $0 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $15
Supplementary Card Fee $0    
Duplicate Statement Fee $7.50 Overseas ATM Balance Fee
Transaction Verification Fee $10.5 Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $15 Overseas Emergency Card Replacement Fee $52.5

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Please read these documents and keep a copy. You can request a paper copy at a branch. The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30. ^Promotional balance transfer rate is available when you request at card application to transfer balance(s) from up to 3 non-BankSA, St.George and Bank of Melbourne, Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for 14 months, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The variable purchase rate (currently 13.24% p.a.) will apply to balance(s) transferred but left unpaid at the end of the promotional period. BankSA will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). The variable purchase interest rate applies to balance transfers requested at any other time. Interest free days don't apply to balance transfers. *The first year annual fee waiver is available when you apply for a new Vertigo credit card between 3 May 2017 and 20 September 2017. The first annual fee that you are liable to pay will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter on the anniversary of the first annual fee. This offer is not available in conjunction with any promotion other than the balance transfer offer. Switches, upgrades, customers accessing employee benefits or existing packaged cards are ineligible. Any advice we may provide on this product is general in nature and may not reflect your individual needs or circumstances. You should therefore consider the information in the Product Disclosure Statement. © 2017 St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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