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BOQ Platinum Visa Card

BOQ Platinum Visa Card

Product Image

Purchase Rate
20.74 %

Cash Advance Rate 21.74% p.a.
Interest Free Up to 55 days
Annual Fee$129
Balance Transfer Rate 0% p.a.for first 18 months

  • Take out a BOQ Platinum Visa Credit Card before 31 August 2017 and you'll receive 0% p.a. on purchases and balances transferred for up to 18 months. Balances transferred up to 80% of your credit limit reverting to the cash advance rate thereafter.
  • Get 30,000 bonus Q Rewards® points when you spend $3,000 within 90 days of card approval.
  • Q Rewards program points allow you to fly any airline any time with Take Flight Cashback.
  • 2 Points for every dollar spent with Q Rewards.
  • Concierge service.
  • International travel insurance.
  • Higher levels of Purchase Cover Insurance.
  • Extended warranty.
  • Priority 24-hour customer service on a dedicated Platinum card enquiries line.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • The Q Rewards program offers you a range of exciting rewards from products to travel options and shopping vouchers.
  • Get rewarded simply by using your Bank of Queensland credit card (excludes Low Rate Visa Card). When you get your credit card, you’re automatically enrolled in the Q Rewards® program. And unlike some other reward programs – it's free.
  • Q Rewards® offers a range of exciting incentives, including:
  • Flights – redeemable for all airlines including Virgin Blue, JetStar and Qantas through Take Flight
  • Shopping vouchers – redeemable from outlets such as Myer, David Jones, Hoyts and Village Cinemas, Toys R Us, Bunnings Warehouse and Dreamworld.
Rewards Points per Dollar 2 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $14300 Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners Take Flight service enables you to redeem points for all airlines including Virgin Blue, JetStar and Qantas through FlightPoints. Q Rewards also offers shopping vouchers that are redeemable from outlets such as Myer, David Jones, Dymocks, Bunnings, Target, Toys R Us and Accor Hotels.
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions Point earning per annum will be capped at 240,000. Points never expire. Points are immediately forfeited when an account is closed.

Annual Fee $129 Minimum Repayment Greater of 2% or $0
Annual Fee First Year $129 Interest Charged From Purchase Date
Rewards Joining Fee $0 Late Payment Fee $10.00
Supplementary Card Fee $0    
Duplicate Statement Fee $7.00 Overseas ATM Balance Fee
Transaction Verification Fee $7.00 Overseas ATM Withdrawal Fee
Over Limit Fee $30.00 Overseas Emergency Card Replacement Fee

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* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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