Terms & Conditions
Fees and charges apply. Terms and conditions apply and are available upon request.
Subject to your acceptance you will be billed an annual account fee which is currently $89 for the Primary
BP-Citibank MasterCard, and $30 for an Additional BP-Citibank MasterCard.
1. The 0% balance transfer interest rate applies to balances transferred with this offer at point of application, for a period of 6 months from account approval. To be eligible for this balance transfer offer, you need to apply by 30 September 2011. Transferred balances are repaid first during this period. At the end of the balance transfer period, interest rate on any outstanding transferred balance will revert to the interest rate for cash advances; currently 20.89 % p.a. for the
BP-Citibank MasterCard. Purchases, cash advances, balance transfers and special promotions made other than with this offer are charged at the applicable standard variable interest rates. Interest rates are variable, subject to change and our credit criteria. This offer ends 30 September 2011.
2. To be eligible for the $50 cash back offer you will need to apply by 30 September 2011 and first spend on your card by 31 December 2011. We will credit your account with $50 cash back rebate after your first retail transaction in your next statement. Excludes cash advances, balance transfers and special promotions. To be eligible, your account must be in good order. Offer ends 30 September 2011.
3. 5% cash back rebates with BP is limited per account to the first $600 you spend at participating outlets each Statement Period.
4. Other Retail Purchases and bill payments (excluding purchases at any fuel outlet including BP) made using your Card will give you 0.5% cash back rebate on the first $5,000 spent on your Account during any monthly Statement Period from the date you are enrolled in the Rewards program. All cash back rebates will be automatically credited to your Account at the start of the next Statement Period.
The cash back rebate amount earned in your monthly Statement Period (Eg. Nov 15-Dec 14) will be reflected in a cash back summary on that month's statement (Eg Dec statement). Up to the 31st August 2011, this cash back rebate will be credited on the first day of the next Statement Period. (Eg. Dec 15). From the 1st September 2011 cash back will be credited to your account in whole multiples of $25. Any amount of cash back that does not equal $25 or a multiple of $25 will be rolled over to the following Statement Period.
5. The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
6. The information shown in the calculator is indicative and acts as a guide only. The figures and formulae used within the calculator may change at any time without notice. The calculator does not take into account any fees or charges.
7. Actual credit limit will be assigned based on Citi's credit criteria subject to confirmation that you earn a minimum of $25,000 p.a. and subject to your credit rating. Credit limit is up to $25,000 at point of initiation.
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© 2011 Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 is the credit provider and issuer of Citibank credit cards. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc. BP and the Helios Design are registered trademarks of BP PLC and licensed to BP Australia Pty Ltd for use in Australia.