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Citi Signature Qantas Credit Card (50,000
bonus Qantas Points + $199 Annual Fee for the First Year)

Citi Signature Qantas Credit Card (50,000
bonus Qantas Points + $199 Annual Fee for the First Year)

Purchase Rate
20.99 %
p.a.




Cash Advance Rate 21.74% p.a.
Interest Free Up to 55 days
Annual Fee$395
Balance Transfer Rate 0% p.a.for first 6 months

  • Earn 50,000 bonus Qantas Points with $2,000 within 90 days of card approval.
  • 0% p.a. for 6 months on balance transfers. Reverts to the cash advance rate. Offer ends 31 March 2018.
  • A reduced annual fee of $199 in the first year ($395 normally) + $49 Citi Qantas Rewards Program fee.
  • Complimentary Priority Pass Membership and two airport lounge visits per year.
  • Complimentary international travel insurances including Transit Accident Insurance and Interstate Flight Inconvenience Insurance.
  • Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges, please refer to www.prioritypass.com
  • Free wine every time you dine with the Citi Dining Program.
  • Personal 24 Hour Concierge Services.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Earn 1 Qantas Point per $1 spent for all eligible International Spend
  • Earn 1 Qantas Point per $1 for selected domestic purchases made and booked directly form a range of major: restaurants and restaurant chains, hotel chains and airlines (flights only)
  • Earn 0.75 Qantas Points per $1 for selected domestic purchases made at major: petrol outlets, supermarkets and national retailers
  • Earn 0.5 Qantas Points per $1 spent everywhere else on domestic Eligible Transactions up to $20,000 per Statement Period
Rewards Points per Dollar 1 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio 1
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines Qantas
International Airlines Qantas
Conditions Points are automatically transferred to your Qantas Frequent Flyer account each month. Simply opt-in upon account activation.

Annual Fee $395 Minimum Repayment Greater of 2% or $30
Annual Fee First Year $199 Interest Charged From Purchase Date
Rewards Joining Fee $49 Late Payment Fee $10
Supplementary Card Fee $0    
Duplicate Statement Fee $7 Overseas ATM Balance Fee
Transaction Verification Fee Overseas ATM Withdrawal Fee $5
Over Limit Fee $40 Overseas Emergency Card Replacement Fee

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited. Terms and conditions apply and are available upon request. Credit Criteria apply. New cards customers only. #Actual credit limit will be assigned based on our credit criteria, subject to confirmation that you earn a minimum of $75,000 per year and your credit rating. 1. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Citi Signature Qantas Credit Card earns 1 Point per $1 for selected purchases made and booked directly from a range of major restaurants and restaurant chains, major hotel chains and flights directly booked with major airlines. 0.75 Point per $1 for selected purchases made at major petrol outlets, major supermarkets and major national retailers. 0.5 Point per $1 spent everywhere else on eligible Domestic Spend for the first $20,000 spent each Statement Period. 1 Point per $1 spent on eligible International Spend. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells us they are located within Australia or outside Australia. Please click here for the full definition of Eligible Transactions. Qantas Points are earned in accordance with the Citibank Qantas Rewards Program Terms and Conditions and are defined as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and have advised us of your Qantas Frequent Flyer Program membership number before you can participate in Citibank Qantas Rewards. You will only earn Qantas Points after you advise us of your Qantas Frequent Flyer Program membership number. An additional annual fee of $49 will apply to join the Citi Qantas Rewards program. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Your Rewards Balance will be automatically redeemed for Qantas Points at the end of each Statement Period. It may take 28 business days for the Qantas Points to appear in your Qantas Frequent Flyer membership account. Please note purchases not ordered or booked directly from the restaurant, hotel or airline (e.g. through a delivery company, travel agent, or aggregation site) are not included in the higher earn rate. Please note that whether or not a purchase is eligible to earn Points and how many (e.g. whether the merchant is a "major restaurant") will be determined based on card scheme information ultimately provided either by the merchant (including individual outlets) or its financial institution (including information about the type of business conducted by the merchant). If, for example, a restaurant is not classified as a restaurant by the card scheme, it will not be treated as a "major restaurant" for calculating Points. 2. To earn 50,000 bonus Citi Rewards Points, you must apply for a Citi Signature Qantas Credit Card by 31 March 2018, then spend $2,000 on your card within 90 days of approval. Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions do not contribute to the spend threshold. Bonus Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Offer ends 31 March 2018. Offer may be extended. Qantas Points are earned in accordance with the Citibank Qantas Rewards Program Terms and Conditions and are defined as Qantas Frequent Flyer Points. You must be a member of the Qantas Frequent Flyer Program and have advised us of your Qantas Frequent Flyer Program membership number before you can participate in Citibank Qantas Rewards. You will only earn Qantas Points after you advise us of your Qantas Frequent Flyer Program membership number. An additional annual fee of $49 will apply to join the Citi Qantas Rewards program. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Your Rewards Balance will be automatically redeemed for Qantas Points at the end of each Statement Period. It may take 28 business days for the Qantas Points to appear in your Qantas Frequent Flyer membership account. 3. Subject to your acceptance you will be billed an annual fee of $199 in the first year. This will revert to the full annual fee, currently $395, in subsequent years. An additional annual fee of $49 will apply for enrolling in the Citi Qantas Rewards Program. 4. Qantas Points are earned in accordance with the Citibank Qantas Rewards Program Terms and Conditions. You must be a member of the Qantas Frequent Flyer Program and have advised us of your Qantas Frequent Flyer Program membership number before you can participate in Citibank Qantas Rewards. You will only earn Qantas Points after you advise us of your Qantas Frequent Flyer Program membership number. An additional annual fee of $49 will apply to join the Citi Qantas Rewards program. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Your Rewards Balance will be automatically redeemed for Qantas Points at the end of each Statement Period. It may take 28 business days for the Qantas Frequent Flyer Points to appear in your Qantas Frequent Flyer membership account. 5. One complimentary Priority Pass™ Standard Membership, with two complimentary lounge visits, for the primary cardholder is a Special Feature of the Citi Signature Qantas Credit Card. Citi Signature Qantas Credit Card cardholders must enrol for the Priority Pass Standard Membership at prioritypass.com/citibankaus. Once you have enrolled, please allow up to 15 working days for your Priority Pass card to arrive in the mail. Unused visits cannot be carried forward to the following membership year. The total number of complimentary visits will be reset to two at the beginning of each membership year while you remain a Citi Signature Qantas Credit Card cardholder. The membership is subject to the Priority Pass™ Conditions of Use. Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges and Priority Pass™ and Conditions of Use please refer to www.prioritypass.com. 6. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges payable to Qantas (excluding any amounts payable to third parties at the airport), are payable in addition to the points required. For more information, visit qantas.com/classicflightrewards. 7. The redemption of Qantas Points for Awards is subject to the Qantas Frequent Flyer Terms and Conditions, the Qantas Store Terms of Use, voucher Terms and Conditions (including expiry rules) if relevant and any other terms and conditions disclosed at the time of redemption. Visit the Qantas Store for details. The range of Awards and Qantas Points required change from time to time and are available while stocks last. 8. Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance. 9.Conditions apply. Visit citibank.com.au/dine. 10. Payment must be made using a Citi Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citi and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details. 11. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application for a period of 6 months. The 6 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. Offer ends 31 March 2018. Offer may be extended. 12. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. © 2018 Citigroup Pty Limited. All rights reserved. ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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