Terms & Conditions
1. The 6.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. The 6 month promotional period commences once balance transfer is processed. Transferred balances are repaid first during this period before annual fees which attract interest at the retail purchases rate. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Citibank Clear Credit Card cash advance interest rate, currently 21.74% p.a. The current Citibank Clear Credit Card interest rate for retail purchases is
15.99% p.a. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 1 April 2012. This offer ends 30 June 2012.
2. Citibank's Dining Program is operated by Pinpoint Pty Ltd ABN 49 002 693 656 and Zenith Wine Agencies Pty Ltd ABN 66 128 399 717 and is open to Citibank cardholders. The cardholder is entitled to receive a gift of a selected bottle of wine when using their Citibank credit or debit card to pay for their restaurant bill. This offer is available only at participating partner restaurants for dine-in customers who order a minimum of a main course per person or spend over $50 in yum cha restaurants, and is limited to one free bottle of wine per booking. Split bills are not permitted. The free bottle of wine must be requested at the time of ordering. The free bottle of wine cannot be taken away or consumed off premises and is not available to customers selecting a degustation menu option with matching wines. The free bottle of wine specified may be out of stock or replaced. Should this occur, the restaurant will provide a similar quality bottle of wine at their discretion. Program not to be used in conjunction with any other offer.
3. World privilege payment must be made using a Citibank Credit or Visa Debit Card. Up to 25% discount on Dining and Shopping available at participating outlets. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.
4. Exclusive Visa Entertainment Offers supplied by Visa. Visit www.visaentertainment.com.au for details.
5. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
6. Actual credit limit will be assigned based on our credit criteria, your credit rating, and subject to confirmation that you earn a minimum of $25,000 per year. Credit limit is up to $20,000 at point of initial approval. Over time, you may apply to increase your credit limit if you satisfy our credit criteria.