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Credit cards Australia

In Australia there are literally hundreds of credit cards available and tens of credit lenders providing them that make the Australian credit card market highly competitive. The credit cards available can be attributed to most lenders offering a number of credit cards which are distinguished by their features and services instead of the odd one or two. This naturally encourages generous and competitive features between lenders which in turn increase your chances of finding a card that caters to your personal needs. Features that should be considered by someone searching for the best credit card offers include offers regarding balance transfers rates, low interest rates, reward packages, annual fees, cash back features, automatic travel insurance and overseas transaction terms.

Most of us are hardwired to look for hidden catches when approached with a seemingly good deal, and unfortunately this is a required precaution when it comes to credit cards. The overwhelming number of credit cards available makes thorough research and comparisons necessary in the hunt for finding the credit card for you. Learning all about credit card jargon is useful and so is reading customer credit card reviews to get a good indication of how well certain cards rate with consumers. This research is the tool that arms you with the knowledge to make informed comparisons. Your starting point is of course learning about all the credit card types that are on offer and then to understand the terms and conditions that apply. Once you understand what each card is offering and what obligations they are imposing, you will be in the best place to compare and decide on the credit card for you. The best credit card is decided upon considering your spending habits and financial circumstances rather than just the features of the card alone.

Read more about the different types of Australian Credit Cards.



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Today's Featured Credit Cards

 
 

HSBC Credit Card - 0% BT for 8 months & No Annual Fee Factsheet  >

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  • A low introductory rate of 0% p.a. for 8 months on balance transfers. 
  • $0 annual fee for the life of the card.
  • Home and Away Privilege Program - instant discounts on shopping, travel, accommodation and more.
  • Up to 55 days interest-free on purchases (when you pay the full balance by the due date each month).
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Citibank Ready Credit (2.9% p.a. for 24 months BTO) Factsheet  >

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  • 2.9% p.a. for 24 months on balances transferred. 
  • Pay no annual fee, no monthly servicing fees and no cash advance fees ever.
  • Access cash anytime using your Visa Debit Card fee free at over 3,000 ATMs.
  • A low one off $69 establishment fee.
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Virgin Flyer Credit Card - 1.9% BT for 12 monthsFactsheet  >

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  • 1.9% on purchases and balances transferred for 12 months.
  • Exclusive offer - $50 annual fee for the first year*, that’s a saving of $49.
  • Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
  • Buy a seat on Virgin Australia with your new Virgin Flyer Credit Card to receive a second seat free*, up to 4 times a year, every year.
  • Terms and Conditions apply.  Visit Virgin Money's website for conditions and full details.
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Review Credit Cards Australia

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