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Credit Card Interest Rate Deals

Looking forward to one of life’s great adventures? Maybe an overseas trip or you’re planning on fitting out your new pad. Either way, there are some big expenses coming up and a credit card with an introductory rate may be worth considering.

If you were already planning to pay off your purchases with a credit card, getting a card with an introductory rate may make sense if the timing is right:

  • Check how long the special low rate applies for – you’ll need to make your purchases then;
  • You’ll also want to make a big dent in your repayments during this period to make it worth your while.

Handy Tip

At the end of the introductory period, any outstanding balance will start to attract the usual purchase interest rate. So be sure to consider that rate as well when choosing your new card.

As always, review the terms and conditions before applying for your chosen credit card. This information is a summary and provides general information that may not apply to every card.

Compare cards with introductory rate offers >



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Today's Featured Credit Cards

 
 
 

Virgin Flyer Credit Card - 1.9% BT for 9 monthsFactsheet  >

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  • 1.9% on purchases and balances transferred for 9 months.
  • Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
  • Buy a seat on Virgin Blue with your new Virgin Flyer Credit Card to receive a second seat free*, up to 4 times a year, every year.
  • $99 Annual Fee. Terms and Conditions apply.  Visit Virgin Money's website for conditions and full details.
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Citibank Clear Platinum Credit Card (2.9% BT for 12 months) Factsheet  >

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  • 11.99% p.a. for purchases (21.74% p.a. for cash advances).
  • Pay no interest on purchases and balances for the first 6 months.
  • Up to 55 interest free days.
  • Enjoy a half-price annual fee of $49 in the first year.
    Visit Citibank's website for conditions and full details.
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Virgin No Annual Fee Credit Card Factsheet  >

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  • 18.99% p.a. for purchases (20.99% p.a. for cash advances).
  • Up to 44 days interest free.
  • $0 annual fee. Ever.
    Visit Virgin’s website for conditions and full details.
  • Why pay an annual fee just to use your credit card?
  • Enjoy a 6 month balance transfer rate of 2.90% p.a. for qualifying balances on your old card.
  • Gain access to Virgin family offers.
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