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Gold & Platinum Credit Cards

Your credit card says a lot about who you are. Selecting a premium card not only reflects where you have got to in life, but can make it easier for you to focus on the things that matter.

Time and money saving features like automatic travel insurance and a concierge service set Gold and Platinum cards apart from the pack.

Gold Cards

  • By paying for your overseas travel with your Gold card, you are usually entitled to automatic travel insurance with limited cover for medical expenses, loss of personal items and travel delays.
  • Gold cards also tend to include purchase protection insurance. It covers loss or damage to goods that you have bought with the card for a set period of time.
  • Your card may even top up a manufacturer’s warranty for purchases you make with it, often up to a year’s more cover.

Platinum Cards

  • Platinum cards tend to include similar insurance cover as Gold cards but with more generous limits.
  • They usually provide access to a concierge service which you may use to arrange purchases to save you running around town. They also have the right connections to get you that restaurant booking at the last minute.

As always, review the terms and conditions before applying for your chosen credit card. This information is a summary and provides general information that may not apply to every card.

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Virgin Flyer Credit Card - 1.9% BT for 9 monthsFactsheet  >

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  • 1.9% on purchases and balances transferred for 9 months.
  • Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
  • Buy a seat on Virgin Blue with your new Virgin Flyer Credit Card to receive a second seat free*, up to 4 times a year, every year.
  • $99 Annual Fee. Terms and Conditions apply.  Visit Virgin Money's website for conditions and full details.
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Citibank Clear Platinum Credit Card (2.9% BT for 12 months) Factsheet  >

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  • 11.99% p.a. for purchases (21.74% p.a. for cash advances).
  • Pay no interest on purchases and balances for the first 6 months.
  • Up to 55 interest free days.
  • Enjoy a half-price annual fee of $49 in the first year.
    Visit Citibank's website for conditions and full details.
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Virgin No Annual Fee Credit Card Factsheet  >

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  • 18.99% p.a. for purchases (20.99% p.a. for cash advances).
  • Up to 44 days interest free.
  • $0 annual fee. Ever.
    Visit Virgin’s website for conditions and full details.
  • Why pay an annual fee just to use your credit card?
  • Enjoy a 6 month balance transfer rate of 2.90% p.a. for qualifying balances on your old card.
  • Gain access to Virgin family offers.
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