Home / Banking / Credit Cards / Guides / Gold & Platinum Credit Cards

Gold & Platinum Credit Cards

Your credit card says a lot about who you are. Selecting a premium card not only reflects where you have got to in life, but can make it easier for you to focus on the things that matter.

Time and money saving features like automatic travel insurance and a concierge service set Gold and Platinum cards apart from the pack.

Gold Cards

  • By paying for your overseas travel with your Gold card, you are usually entitled to automatic travel insurance with limited cover for medical expenses, loss of personal items and travel delays.
  • Gold cards also tend to include purchase protection insurance. It covers loss or damage to goods that you have bought with the card for a set period of time.
  • Your card may even top up a manufacturer’s warranty for purchases you make with it, often up to a year’s more cover.

Platinum Cards

  • Platinum cards tend to include similar insurance cover as Gold cards but with more generous limits.
  • They usually provide access to a concierge service which you may use to arrange purchases to save you running around town. They also have the right connections to get you that restaurant booking at the last minute.

As always, review the terms and conditions before applying for your chosen credit card. This information is a summary and provides general information that may not apply to every card.

Compare gold and platinum credit cards >



Previous Article  Next Article




Credit Cards

Institution Title Product Title Rate (%) Apply Button
Community First Visa Credit Card 10.50
SCU Low Rate Visa Credit Card 10.64 Apply
Bankwest Lite MasterCard 10.75 Apply
Heritage Visa Classic No Frills 11.30
Newcastle Permanent Value+ 11.34
Members Equity MasterCard 11.49 Apply
Teachers Credit Union Credit Card 11.50
Institution Title Product Title Rate (%) Apply Button