Home / Banking / Credit Cards / HSBC Platinum Credit Card (0% BT for 6 months
& No Annual Fee in 1st yr)

HSBC Platinum Credit Card (0% BT for 6 months
& No Annual Fee in 1st yr)

 
 
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Details
Purchase Rate 19.99%
Apply for this card today
Cash Advance Rate 21.99%
55 days
Interest Free
$129
Annual Fee
  • Balance Transfer Rate 0%for first 6 months

    • 0% p.a. balance transfer for 6 months from non-HSBC credit and store cards (a 2% handling fee will apply).
    • $0 annual fee for the first year (a saving of $129).
    • Earn Reward Points on every dollar you spend on purchases and choose your own rewards from travel to shopping to charity donations.
    • Comprehensive insurance package including International Travel Insurance, Extended Warranty Insurance and Purchase Protection Insurance.
    • Up to 55 days interest-free on purchases (when you pay the full balance by the due date each month).
    • Priority 24-hour customer service.
    • Visa Platinum Concierge and Airport Service.
    Visit website for more features

    Card Details

    Rewards Program Y Overseas ATM Availability Y
    Insurance Cover for Purchases Y Interest Paid on Credit Balance N
    Automatic Travel Insurance Y    


     
    • Earn Rewards Points on every dollar you spend on purchases and choose your own rewards from travel to shopping to charity donations.
    • You'll also earn double or triple Rewards Points at our Platinum Bonus Partners.
    • Points can be redeemed for a range of things including homewares, gift vouchers, travel and even financial rewards - such as making a payment towards an HSBC mortgage.
    • Enjoy discounts and special benefits locally and overseas when you use your card at over 40 countries worldwide, thanks to HSBC's Home and Away Privilege Program
     
    Rewards Points per Dollar 1.00
    Spend to Redeem $100 Gift Card* $18400
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio
    SPEND FOR SYD/MEL RETURN*


    Lifetime of Points 36 months
    Rewards Program Partners Refer to www.hsbc.com.au/rewardsplus and www.homeandaway.hsbc.com
    Rewards Bonus Points Partners Refer to www.hsbc.com.au/rewardsplus
    Domestic Airlines
    International Airlines
    Conditions Refer to www.hsbc.com.au/rewardsplus and www.homeandaway.hsbc.com to view program terms and conditions.
    Annual Fee $129 Minimum Repayment 3%
    Annual Fee First Year $0 Interest Charged From PurchaseDate
    Rewards Joining Fee 0 Late Payment Fee $30
    Supplementary Card Fee $0    
    Duplicate Statement Fee $8 Overseas ATM Balance Fee $0
    Transaction Verification Fee $10 Overseas ATM Withdrawl Fee $0
    Over Limit Fee $30 Overseas Emergency Card Replacement Fee $200
     


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    Terms & Conditions
    The balance transfer request must be made at the time of applying for the new HSBC credit card, or within 1 month of receiving the new card.

    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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