Subscribe to InfoChoice to receive


Special offers
Exclusive offers
Market data, trends and insights



Subscribe
Macquarie RateSaver Card

Macquarie RateSaver Card

Product Image

Purchase Rate
15.95 %
p.a.




Cash Advance Rate 21.95% p.a.
Interest Free Up to 55 days
Annual Fee$69
Balance Transfer Rate 0% p.a.for first 14 months

  • Low ongoing interest rate.
  • Low annual fee.
  • Microchip for extra security.
  • Global acceptance of Visa.
  • Access to Visa Entertainment.
  • Visit macquarie.com.au/cards for full details and terms and conditions.
  • Zero liability unauthorised purchases with Visa’s Zero Liability Policy*

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $69 Minimum Repayment Greater of 2% or $50
Annual Fee First Year $69 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $35
Supplementary Card Fee $10    
Duplicate Statement Fee $7 Overseas ATM Balance Fee
Transaction Verification Fee $8 Overseas ATM Withdrawal Fee
Over Limit Fee $30 Overseas Emergency Card Replacement Fee

Terms & Conditions
Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 (MBL). All applications are subject to Macquarie’s standard credit approval criteria on macquarie.com.au/personal. Up to 55 days interest free on purchases only applies if your Account is paid in full by the due date shown each month (including any balance transfers but excluding any Interest Free Finance balances that are in the specified promotional period). The 0% pa interest rate applies to balances transferred with this offer for the first 14 months from the date your account is approved and then reverts to the standard variable interest rate for purchases, which is currently 15.95% pa for the Macquarie RateSaver Card. Interest rates are subject to change and Macquarie Card Services credit criteria. Minimum repayments are required. Card repayments will be applied last to the repayment of transferred balances that are in the promotional interest rate period. For further details refer to the Balance Transfer Terms and Conditions. *Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use.


Featured Cards

frank Product Image 11.99% p.a
Product Image Conditions Apply
Westpac Altitude (removed 29/6/2017)
  • 2 cards linked to one account: An Altitud ...
  • Up to 45 days interest free on purchases ...
Product Image Conditions Apply
St.George Platinum Visa Card (removed 11/10/2017)
  • Variable purchase rate - 15.99% p.a.
  • Balance transfer rate of 3.99% p.a. for 6 ...

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

Find out more



Twitter Facebook

© InfoChoice Pty Ltd ABN 93 061 105 735 AFSL and Australian Credit Licence number 349445

Although we cover a range of products, providers and services we don't cover every product, provider or service available in the market. The information and products contained on this website do not constitute recommendations or suggestions to purchase or apply for any particular product. Products included on this site may not suit your personal objectives, financial situation or needs. Please consider whether it is appropriate for your circumstances, before making a decision to purchase or apply for any product. If you are considering acquiring any financial product you should obtain and read the relevant Product Disclosure Statement or other offer document prior to making an investment decision.

Go to top