Subscribe to InfoChoice to receive


Special offers
Exclusive offers
Market data, trends and insights



Subscribe
NAB flybuys Rewards Card (0% p.a. on balance
transfers for 6 months* on a new NAB Flybuys Rewards Card.)

NAB flybuys Rewards Card (0% p.a. on balance
transfers for 6 months* on a new NAB Flybuys Rewards Card.)

Purchase Rate
19.99 %
p.a.




Cash Advance Rate 21.74% p.a.
Interest Free Up to 44 days
Annual Fee$95
Balance Transfer Rate 0% p.a.for first 6 months

  • 0% p.a. on balance transfers for 6 months* on a new NAB Velocity Rewards Card. No balance transfer fees. Balance transfer reverts to cash advance rate. Minimum monthly repayments are required.
  • Special Balance Transfer Offer: 0% p.a. for 6 months^. One off 2% BT fee applies. Not available in conjunction with the Balance Transfer Special offer.
  • Apply by 1 October 2017.
  • Seven complimentary insurances including overseas travel insurance.
  • Additional cardholder at no extra cost.
  • Up to 44 days interest free on purchases.
  • Platinum Concierge Service - your own 24 hour, 7 day personal assistant.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Earn 1 flybuys point for every $1 you spend on your everyday purchases.
  • Points are capped at $20,000 spend per statement period.
  • Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences.
Rewards Points per Dollar 1 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $95 Minimum Repayment Greater of 2.50% or $10
Annual Fee First Year $95 Interest Charged From Purchase Date
Rewards Joining Fee $0 Late Payment Fee $15
Supplementary Card Fee $0    
Duplicate Statement Fee $7 Overseas ATM Balance Fee $0
Transaction Verification Fee $5 Overseas ATM Withdrawal Fee $4
Over Limit Fee $0 Overseas Emergency Card Replacement Fee $100

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Important Information Balance Transfer Special Offer * Offer commences 1 June 2017. For approved applicants who apply for a new NAB Flybuys Rewards Card by 1 October 2017. The balance transfer interest rate will apply for a 6 month statement period from account opening. After the 6 months period, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a.) as at 1 June 2017. Interest rates are subject to change and available at www.nab.com.au. Special promotion balance transfer must be applied for at the point of full card application. Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer. ^ Balance transfer standard rate – ^ After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a as at 1 June 2017). Interest rates are subject to change and available at nab.com.au. Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Standard balance transfer rate and term may be varied or withdrawn at any time. Not available in conjunction with the Balance transfer Special offer. 1. Interest free days on purchases applies if you pay your account in full by the due date each month. You won’t receive interest free days while you have a balance transfer. 2. To earn points using your NAB flybuys Rewards Card, you must be a member of the flybuys program and have provided your valid membership number to NAB. Points are capped at $20,000 spend per statement period. Standard flybuys terms and conditions apply. Visit flybuys.com.au for details. The flybuys program is operated by Loyalty Pacific Pty Ltd ABN 82 057 931 334. 3. A qualifying purchase is required to get the benefits of the complimentary insurance. Terms, conditions and exclusions of the complimentary insurances are specified in the NAB Card Insurance Policy Information booklet (PDF, 391KB) and in the NAB Purchase Protection Insurance policy information booklet (PDF, 924KB) and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Credit Card Terms and Conditions available here. Fees and charges are payable. Approval and credit limit are subject to NAB's credit assessment criteria. Information, including interest rates and fees are subject to change.Credit cards issued by National Australia Bank Limited. Correct as at 1 June 2017. ©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

Find out more



Twitter Facebook

© InfoChoice Pty Ltd ABN 93 061 105 735 AFSL and Australian Credit Licence number 349445

Although we cover a range of products, providers and services we don't cover every product, provider or service available in the market. The information and products contained on this website do not constitute recommendations or suggestions to purchase or apply for any particular product. Products included on this site may not suit your personal objectives, financial situation or needs. Please consider whether it is appropriate for your circumstances, before making a decision to purchase or apply for any product. If you are considering acquiring any financial product you should obtain and read the relevant Product Disclosure Statement or other offer document prior to making an investment decision.

Go to top