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NAB Gold Card (1% BT for 12 months)

 
 
Product Image


Purchase Rate 19.74%
Cash Advance Rate 21.74%
44 days
Interest Free
$90
Annual Fee
  • Balance Transfer Rate 1%for first 12 months

    • 1% p.a. on balance transfers for up to 12 months. Apply by 1 April 2012.
    • Complimentary NAB Overseas Travel Insurance.
    • Additional cardholder at no extra cost.
    • No overlimit fee.
    • Annual card fee $90.

    Card Details

    Rewards Program Y Overseas ATM Availability Y
    Insurance Cover for Purchases Y Interest Paid on Credit Balance N
    Automatic Travel Insurance Y    


     
    • You have the option to earn FlyBuys points when you make everyday purchases.
    • Redeem your points for rewards including travel, gift vouchers, or credit back onto your card.
    • If your card is linked to your FlyBuys account, every time you make an everyday purchase you earn 1 FlyBuys point for every $5 you spend.
    • If you shop at participating stores that offer FlyBuys points, you can present your FlyBuys card and earn points from the retailer as well as from us.
     
    Rewards Points per Dollar
    Spend to Redeem $100 Gift Card*
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio
    SPEND FOR SYD/MEL RETURN*


    Lifetime of Points 36 months
    Rewards Program Partners Refer to bank
    Rewards Bonus Points Partners
    Domestic Airlines
    International Airlines
    Conditions You can join FlyBuys for no additional cost. Once you have your membership number you can include it in your credit card application. We'll link your card to your membership before we send it to you.
    Annual Fee $90 Minimum Repayment 2.5%
    Annual Fee First Year $90 Interest Charged From PurchaseDate
    Rewards Joining Fee Late Payment Fee $5
    Supplementary Card Fee $0    
    Duplicate Statement Fee $7 Overseas ATM Balance Fee $0
    Transaction Verification Fee $5 Overseas ATM Withdrawl Fee $4
    Over Limit Fee $0 Overseas Emergency Card Replacement Fee $0
     

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    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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    The MasterCard® brand is a registered trademark of MasterCard International Incorporated.