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St.George Amplify (3%p.a. for 36 months for
balance transfers with no BT fee. Reverts to cash advance rate currently 20.24%p.a. + $0 annual fee for the first year)

St.George Amplify (3%p.a. for 36 months for
balance transfers with no BT fee. Reverts to cash advance rate currently 20.24%p.a. + $0 annual fee for the first year)

Purchase Rate
19.49 %

Cash Advance Rate 20.24% p.a.
Interest Free Up to 55 days
Annual Fee$79
Balance Transfer Rate 3% p.a.for first 36 months

  • Special offer - 3% p.a. for 36 months on balance transfers, requested at card application. Variable cash advance rate applies after 36 months.^ Offer ends 18 April 2018.
  • $0 annual card fee for the first year (saving you $79)*
  • Get an extra card for an additional cardholder at no extra cost.
  • Up to 55 interest free days on purchases when you pay the closing balance in full by the statement due date.
  • Visa payWave contactless payments for transactions under $100.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Choose between Amplify Rewards or Amplify Qantas.
  • If you choose Amplify Rewards: Earn 1 Amplify Point per $1 spent on purchases.
  • If you choose Amplify Qantas: Earn 0.5 Qantas Points per $1 spent on purchases.
Rewards Points per Dollar 1 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $17500 Frequent Flyer Ratio 0.5
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN* $32000

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners Earn bonus Amplify Points with Amplify Rewards Bonus Partners. Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify card and again with the program partner.
Domestic Airlines Qantas - Qantas Frequent Flyer
International Airlines Qantas
Conditions Required spend for $100 gift card and Syd-Mel return flight is based on the Amplify Rewards Program.

Annual Fee $79 Minimum Repayment Greater of 2% or $10
Annual Fee First Year $0 Interest Charged From Purchase Date
Rewards Joining Fee $0 Late Payment Fee $15
Supplementary Card Fee $0    
Duplicate Statement Fee Overseas ATM Balance Fee
Transaction Verification Fee Overseas ATM Withdrawal Fee
Over Limit Fee $15 Overseas Emergency Card Replacement Fee $52.50

Visit the issuer's website for additional information. Go to site

Terms & Conditions
^Balance transfer promotion: Available when you apply for a new Amplify credit card between 23rd November 2017 and 18th April 2018, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. The applicable variable cash advance rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers. *$0 annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Amplify credit card between 23rd November 2017 and 18th April 2018, and make your first purchase within 12 months of card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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