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St.George No Annual Fee (0% p.a. for 12 months
on balance transfers with 2% BT fee. Reverts to cash advance rate currently 20.49%p.a.)

St.George No Annual Fee (0% p.a. for 12 months
on balance transfers with 2% BT fee. Reverts to cash advance rate currently 20.49%p.a.)

Purchase Rate
20.49 %
p.a.




Cash Advance Rate 20.49% p.a.
Interest Free Up to 55 days
Annual Fee$0
Balance Transfer Rate 0% p.a.for first 12 months

  • Special offer - 0% p.a. for 12 months on balance transfers, requested at card application. 2% balance transfer fee applies^. Variable cash advance rate applies after 12 months. Offer ends 22 November 2017.
  • Enjoy the freedom and security of credit when you need it most.
  • No annual fee credit card that is ideal for providing cash or credit in an emergency.
  • Pay no annual fee and get peace of mind with access to cash when funds are tight or if you need money urgently.
  • Get up to 3 free additional credit cards for your friends or family members

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar 0 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN* $0

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $0 Minimum Repayment Greater of 2% or $10
Annual Fee First Year $0 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $15
Supplementary Card Fee $0    
Duplicate Statement Fee $7.5 Overseas ATM Balance Fee $0
Transaction Verification Fee $10.5 Overseas ATM Withdrawal Fee $0
Over Limit Fee $15 Overseas Emergency Card Replacement Fee $52.5

Visit the issuer's website for additional information. Go to site

Terms & Conditions
^Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card during 21st September 2017 and 22nd November 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers. A balance transfer fee of 2% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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