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Banking / Credit Cards / St.George Vertigo Visa

St.George Vertigo Visa

Purchase Rate
13.24 %
p.a.




Cash Advance Rate 21.49% p.a
Interest Free Up to 55 days
Annual Fee$55
Balance Transfer Rate 3.99%for first 6 months
Intro Purchase Rate 0%for up to 12 months

  • Special offer - 0% p.a. for 12 months on purchases from card approval.*
  • Special offer - 3.99% p.a. for 6 months on balance transfers, requested at card application.^
  • Apply between 14 November 2014 – 5 January 2015. New cards only, conditions apply.
  • Low variable purchase rate - just 13.24% p.a. (21.49% p.a. variable rate on cash advances).
  • Up to 55 days interest free on purchases when you pay the closing balance for your statement in full by the due date.
  • An additional cardholder at no extra cost.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $55 Minimum Repayment Greater of 2% or $10
Annual Fee First Year $55 Interest Charged From PurchaseDate
Rewards Joining Fee Late Payment Fee $9
Supplementary Card Fee $0    
Duplicate Statement Fee $7.5 Overseas ATM Balance Fee $0
Transaction Verification Fee $10.5 Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $9 Overseas Emergency Card Replacement Fee $52.5

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Please read these documents and keep a copy. You can request a paper copy at a branch. The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30. *The introductory rate of 0% p.a. on purchases for 12 months applies from card approval when you apply for a new St.George Vertigo credit card between 14 November 2014 and 5 January 2015. After 12 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The introductory rate on purchases is not available in conjunction with any promotion other than a special balance transfer promotion available at card application. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. ^The promotional balance transfer rate is available when you apply for a new St.George Vertigo card between 14 November 2014 and 5 January 2015 and request at application to transfer balance(s) from non- St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The variable purchase interest rate applies to balance transfers requested at any other time. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. Promotional rate not available in conjunction with any promotion unless other than the special purchase rate promotion. Promotional rate will apply to any balance(s) transferred (min $200 up to 95% of your approved available credit limit) for 6 months, unless the amount is paid off earlier. The variable purchase rate will apply to balance(s) transferred but left unpaid after 6 months. Card activation will trigger the processing of the balance transfer. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don’t apply to balance transfers. Any advice we may provide on this product is general in nature and may not reflect your individual needs or circumstances. You should therefore consider the information in the Product Disclosure Statement. © 2014 St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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