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Banking / Credit Cards / St.George Vertigo Visa

St.George Vertigo Visa

Purchase Rate
13.24 %

Cash Advance Rate 21.49% p.a
Interest Free Up to 55 days
Annual Fee$55
Balance Transfer Rate 0%for first 14 months

  • Special offer - 0% p.a. for up to 14 months on balance transfers requested at card application. Apply between 1 October 2014 – 13 November 2014. New cards only, conditions apply.
  • Low variable purchase rate - just 13.24% p.a. (21.49% p.a. variable rate on cash advances).
  • Up to 55 days interest free on purchases when you pay the closing balance for your statement in full by the due date.
  • An additional cardholder at no extra cost.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines

Annual Fee $55 Minimum Repayment Greater of 2% or $10
Annual Fee First Year $55 Interest Charged From PurchaseDate
Rewards Joining Fee Late Payment Fee $9
Supplementary Card Fee $0    
Duplicate Statement Fee $7.5 Overseas ATM Balance Fee $0
Transaction Verification Fee $10.5 Overseas ATM Withdrawl Fee $2.50
Over Limit Fee $9 Overseas Emergency Card Replacement Fee $52.5

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Please read these documents and keep a copy. You can request a paper copy at a branch. The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30. 1. The balance transfer offer is available when you apply for a new St.George Vertigo Visa between 1 October 2014 – 13 November 2014 and request at application to transfer a balance from Australian issued credit or store card other than St.George, Bank of Melbourne or BankSA. The promotional rate applies for 14 months from the date the transfer is made. The Credit Card Conditions of Use explain how payments you make are applied to these transfers. Interest free days don’t apply to balance transfers. Up to 55 interest free days on purchases don’t apply unless you pay the closing balance in full by the due date shown on your statement. The standard variable purchase rate applies to any amount of a balance transfer unpaid after 14 months and to balance transfers requested at any time after card application. You can apply to transfer $200 or more, up to 95% of your new St.George credit card’s available limit. 2. St.George Credit Card Protect is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 (Swann Insurance) and St.George Life Limited ABN 88 076 763 936 (St.George Life).These policies are distributed by St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 Australian Credit Licence 233714 (St.George). St.George Life is a subsidiary of Westpac Banking Corporation (the Bank). These policies are not an investment in or deposit with the Bank. Neither of St.George, the Bank nor any member of the Westpac Group (other than St.George Life as insurer) guarantees the policy. Up to 20% of your premium payments (after government charges have been deducted) will be paid to St.George or its related bodies corporate. Any advice we may provide on this product is general in nature and may not reflect your individual needs or circumstances. You should therefore consider the information in the Product Disclosure Statement. © 2014 St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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