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Banking / Credit Cards / St.George Vertigo Platinum

St.George Vertigo Platinum

Purchase Rate
12.74 %
p.a.




Cash Advance Rate 21.49% p.a
Interest Free Up to 55 days
Annual Fee$99
Balance Transfer Rate 0%for first 18 months
Intro Purchase Rate 0%for up to 6 months

  • Special offer - 0% p.a. for 18 months on balance transfers, requested at card application.Variable cash advance rate applies after 18 months.^Offer ends 30 March 2017.
  • Special offer - 0% p.a. for 6 months on purchases from card approval.* Offer ends 30 March 2017.
  • A range of complimentary insurance covers - including overseas travel insurance and extended warranty on purchases.
  • 24/7 Visa Platinum Concierge - your own personal assistant.
  • Contactless technology with Visa paywave for purchases under $100.
  • 3 additional cardholders at no extra cost.
  • 55 days interest free if the balance is paid in full by the statement due date.
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Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $99 Minimum Repayment Greater of 2% or $10
Annual Fee First Year $99 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $15
Supplementary Card Fee $0    
Duplicate Statement Fee $7.50 Overseas ATM Balance Fee
Transaction Verification Fee $10.50 Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $15 Overseas Emergency Card Replacement Fee $52.50

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Please read these documents and keep a copy. You can request a paper copy at a branch. The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30. ^The promotional balance transfer rate is available when you apply for a new St.George Vertigo Platinum card between 5 January 2017 and 30 March 2017 and request at application to transfer balance(s) from up to 4 non-St.George, BankSA and Bank of Melbourne, Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for 18 months, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. Promotional rate not available in conjunction with any other promotion other than the purchase rate promotion available at card approval. The variable purchase rate applies to balance transfers requested at any other time. Interest free days don't apply to balance transfers. *The introductory rate of 0% p.a. on purchases is available when you apply for a new St.George Vertigo Platinum credit card between 5 January 2017 and 30 March 2017. The introductory rate will be applied from card approval and expires 6 months after the date of card approval. At the end of this period the introductory purchase rate will switch to the variable purchase rate then applicable to your card account and any purchases that remain unpaid at that time will revert to the standard variable purchase rate then applicable to your card account. The introductory purchase rate is not available in conjunction with any promotion other than the special balance transfer promotion available at card application. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible. Complimentary insurance cover: QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 13 33 30 or download it from stgeorge.com.au. Any advice we may provide on this product is general in nature and may not reflect your individual needs or circumstances. You should therefore consider the information in the Product Disclosure Statement. © 2017 St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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