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St.George Vertigo Visa - Exclusive Offer (0%
for 18 months (no BT fee). Reverts to cash advance rate currently 21.49%p.a. + $0 annual fee for the first year)

St.George Vertigo Visa - Exclusive Offer (0%
for 18 months (no BT fee). Reverts to cash advance rate currently 21.49%p.a. + $0 annual fee for the first year)

Product Image

Purchase Rate
13.24 %
p.a.




Cash Advance Rate 21.49% p.a.
Interest Free Up to 55 days
Annual Fee$55
Balance Transfer Rate 0% p.a.for first 18 months

  • Special Offer - 0% p.a. for 18 months on balance transfers requested at card application (No balance transfer fee applies#). Rate then switches to applicable variable cash advance rate currently at 21.49%p.a.
  • $0 annual card fee for the first year (saving you $55)*
  • Apply for a new St.George Vertigo credit card between 1 November 2017 and 13 December 2017.
  • Low variable purchase rate - just 13.24% p.a. (21.49% p.a. variable rate on cash advances).
  • Up to 55 days interest free on purchases when you pay the closing balance for your statement in full by the due date.
  • An additional cardholder at no extra cost.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $55 Minimum Repayment Greater of 2% or $10
Annual Fee First Year $0 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $15
Supplementary Card Fee $0    
Duplicate Statement Fee $7.5 Overseas ATM Balance Fee $0
Transaction Verification Fee $10.5 Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $15 Overseas Emergency Card Replacement Fee $52.5

Terms & Conditions
Please read these documents and keep a copy. You can request a paper copy at a branch. The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30. #Balance transfer promotion: Available when you apply for a new St.George Vertigo credit card during 1 November 2017 and 13 December 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers. *Annual card fee waiver: $0 first year annual card fee promotion. The first year annual card fee waiver is available when you apply for a new St.George Vertigo credit card between 1 November 2017 and 13 December 2017. The first annual card fee will be debited on the 12 month anniversary of the first transaction (including balance transfers) on your account and annually thereafter. Any advice we may provide on this product is general in nature and may not reflect your individual needs or circumstances. You should therefore consider the information in the Product Disclosure Statement. © 2017 St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.


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* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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Although we cover a range of products, providers and services we don't cover every product, provider or service available in the market. The information and products contained on this website do not constitute recommendations or suggestions to purchase or apply for any particular product. Products included on this site may not suit your personal objectives, financial situation or needs. Please consider whether it is appropriate for your circumstances, before making a decision to purchase or apply for any product. If you are considering acquiring any financial product you should obtain and read the relevant Product Disclosure Statement or other offer document prior to making an investment decision.

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