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Banking / Credit Cards / The Qantas American Express Discovery Card

The Qantas American Express Discovery Card

Purchase Rate
20.74 %
p.a.




Cash Advance Rate -
Interest Free Up to 44 days
Annual Fee$0
Balance Transfer Rate 0%for first 12 months

  • $0 p.a. Card fee
  • Earn up to 7,500 Qantas Points when you apply, are approved and meet the spend criteria. This introductory offer is available to new American Express Card Members only.
  • 0% p.a. on balance transfers for the first 12 months — A one-off credit plan establishment fee of 1% applies.*
  • Earn up to 2 Qantas Point per $1 spent on your Card
  • Eligible for use with Android Pay, Apple Pay and Samsung Pay
  • Redeem the points you earn for Award flights on Qantas and their 34 partner airlines.
Shortlist View ShortList

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Earn 1 Qantas Point for every $1 spent on your Card.
Rewards Points per Dollar 1 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $13500 Frequent Flyer Ratio 1
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN* $25000

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners Earn up to 1 additional Qantas Point per $1 spent on selected Qantas products and services.
Domestic Airlines Qantas Frequent Flyer Program
International Airlines
Conditions

Annual Fee $0 Minimum Repayment Greater of 2.5% or $30
Annual Fee First Year $0 Interest Charged From Statement Date
Rewards Joining Fee Late Payment Fee $30
Supplementary Card Fee $0    
Duplicate Statement Fee $10 Overseas ATM Balance Fee
Transaction Verification Fee $7 Overseas ATM Withdrawal Fee $2.5
Over Limit Fee $30 Overseas Emergency Card Replacement Fee

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $35,000 per annum to apply for the Qantas American Express Discovery Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 19 August 2016 and are subject to change. 1. Offer only available to new American Express Card Members who apply for the Qantas American Express Discovery Card online, are approved and meet the required spend criteria within 3 months of Card approval date. Card Members who currently hold or who have previously held any other Consumer Credit Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Bonus Points are awarded as follows: • 5,000 Qantas Points after you spend $750 on eligible purchases with your new Card within 3 months of Card approval date; • 2,500 Qantas Points after your first Card spend on selected Qantas products and services in Australia within 3 months of the Card approval date. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased on the Qantas merchant account i.e. with Qantas direct or some travel agents and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, and Qantas branded non-airfare products. Subject to the Qantas American Express Card Points Terms and Conditions. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. The maximum number of points available under this offer is 7,500 Qantas Points. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Please allow 8 to 10 weeks after you have met the spend criteria for the points to be credited to your Qantas Frequent Flyer account. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer and is subject to change and may be withdrawn at any time. 2. Balance transfers are only available to new applicants who apply online and are approved. A one off 1% credit plan establishment fee applies. The maximum balance transfer that you can be approved for is $10,000 or 70% of your approved credit limit whichever is less. This offer is available to new customers. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 60 day period are ineligible for this offer. Balances may not be transferred from another American Express Credit Card or American Express Business Credit Card. The balance transferred will be eligible for the promotional interest rate for a 12 month period from approval, at which point any remaining balance transfer balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and fees) in full by the due date each month. We reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information. Click here for full Balance Transfer terms and conditions. 3. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions, and exclusions apply. 4. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased on the Qantas merchant account i.e. with Qantas direct or some travel agents and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, and Qantas branded non-airfare products. Subject to the Qantas American Express Card Points Terms and Conditions. 5. As long as your account remains current and in good standing. 6. Supplementary Card Members must be 18 years of age or older. You will be liable for all spending on Supplementary Cards. 7. Classic Flight Reward seats are subject to capacity controls and availability is limited, particularly around peak times such as school and public holidays. Some flights may not have any Classic Flight Reward Seats available. For Classic Flight Rewards, taxes, fees and carrier charges are payable in addition to the Qantas Points required, are subject to change and are quoted at the time of booking. The ability to redeem taxes, fees and carrier charges for travel entirely within Australia and selected international flights (commencing in Australia) is only available when booking at qantas.com and 'Search Qantas & Partner Classic Flight Reward' is not selected. For travel entirely within New Zealand, the ability to redeem taxes, fees and carrier charges with Qantas Points is only available on qantas.com when the 'Search Qantas & Partner Classic Flight Reward' checkbox is ticked before searching for flights. Classic Flight Rewards must be booked at least 24 hours before scheduled departure, unless booking on qantas.com where aware bookings may be booked up to 2 hours before the scheduled departure for domestic flights and up to 4 hours for international flights. Classic Flight Rewards are not available on some routes of oneworld® alliance and partner airlines and some restrictions may apply. For eligible flights see terms and conditions. Classic Flight Rewards seats are subject to capacity controls and availability is strictly limited particularly around peak times such as school and public holidays. Some flights may not have any Classic Flight Reward seats available. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For more information see qantas.com. Taxes, fees and carrier charges apply. 8. Qantas American Express Discovery Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Discovery Card Insurances policy of insurance between American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII) of 12 Shelley Street, Sydney NSW 2000 and ACE. This does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements. 9. Provided that you notify us immediately of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. 10. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges. Android, Android Pay, and the Android Logo are trademarks of Google Inc. American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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