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Victoria Teachers Mutual Bank Visa Platinum
Credit Card

Victoria Teachers Mutual Bank Visa Platinum
Credit Card

Product Image

Purchase Rate
9.99 %
p.a.




Cash Advance Rate 19.99% p.a.
Interest Free Up to 55 days
Annual Fee$99
Intro Purchase Rate 0% p.a.for up to 6 months

  • Up to 55 days interest free
  • Visa Platinum features:
  • Visa Platinum 24/7 concierge service.
  • Complimentary Overseas Travel Insurance .
  • Visa Platinum Entertainment offers.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

Rewards Points per Dollar Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $99 Minimum Repayment Greater of 5% or $20
Annual Fee First Year $99 Interest Charged From Purchase Date
Rewards Joining Fee Late Payment Fee $20
Supplementary Card Fee $0    
Duplicate Statement Fee $5 Overseas ATM Balance Fee $0
Transaction Verification Fee $0 Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $0 Overseas Emergency Card Replacement Fee $0

Terms & Conditions
Up to 55 days interest free does not apply to cash advances. The Visa Platinum Credit Card comes with complimentary travel insurance. For eligibility criteria and full terms and conditions please refer to the policy document available at victeach.com.au Introductory rate for 6 months - 0%. New customers only. Maximum credit limit $10,000. Offer available 1 July - 30 November 2017.


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* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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