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Virgin Australia Velocity Flyer Credit Card -
0% for up to 18 months on balance transfers)

Virgin Australia Velocity Flyer Credit Card -
0% for up to 18 months on balance transfers)

Product Image

Purchase Rate
20.74 %
p.a.




Cash Advance Rate 20.99% p.a.
Interest Free Up to 44 days
Annual Fee$129
Balance Transfer Rate 0% p.a.for first 18 months

  • 0% p.a. for up to 18 months on balance transfers, reverts to the ongoing cash advance rate.
  • Earn 3 bonus Velocity Points on top of your standard earn rates per $1 spent on Eligible Transactions in your first 3 months from card approval.
  • Annual fee refund in your first year if you spend $1,000 per month on eligible purchase for the first 6 months from card approval (reverting to $129 annual fee thereafter).
  • Offer valid for applications submitted from 1 August 2017 to 31 October 2017.
  • Get an exclusive reduced flight offer on Virgin Australia domestic Saver fares for you and a friend, flying together, up to 4 times a year. Conditions, fees and taxes apply.
  • Enjoy up to 44 interest free days, not available if you have any outstanding balance.
  • Visa Paywave available on purchases under $100.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Earn 3 Velocity Point per $1 spent for the first $1,500 per month and then 1.5 Velocity Point for every $1 spent after $1,500.
Rewards Points per Dollar 1 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $13500 Frequent Flyer Ratio 1
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN* $15000

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

Annual Fee $129 Minimum Repayment Greater of 2% or $30
Annual Fee First Year $0 Interest Charged From Statement Date
Rewards Joining Fee $0 Late Payment Fee $10
Supplementary Card Fee $39    
Duplicate Statement Fee $7 Overseas ATM Balance Fee
Transaction Verification Fee Overseas ATM Withdrawal Fee $5
Over Limit Fee $40 Overseas Emergency Card Replacement Fee

Terms & Conditions
All interest rates shown are variable. This information is correct at 1 August 2017. You must be at least 18 years of age to apply for a credit card. If you are a permanent resident you must earn at least $25,000 p.a. for the Virgin Money No Annual Fee Card, $35,000 p.a. for the Virgin Money Low Rate Card and Virgin Australia Velocity Flyer Card or $75,000 p.a. for the Virgin Australia Velocity High Flyer Card. Approval is subject to our credit criteria. Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer at point of new card application, for the period shown, from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances; currently 20.99% p.a. for the Virgin Australia Velocity Flyer Card, Virgin Australia Velocity High Flyer Card, Virgin Money No Annual Fee Card and 21.69% p.a. for the Virgin Money Low Rate Card. Velocity Points are not issued for balance transfers. Interest rates are variable and subject to change. The interest rates are current as at 1 August 2017. This offer is valid from 1 August 2017 to 31 October 2017. For the Virgin Money No Annual Fee Card balance transfer offer a 3% balance transfer fee applies. The balance transfer fee is charged once only and is added to your balance transfer amount at the time we process your request. The example is approximate and for illustrative purposes. Estimated savings assume minimum payment is made by payment due date each month with no other transactions during the promotional period and the entire balance is paid at the expiration of the promotional period. Excludes annual fees and other charges. The promotional period is the period of the balance transfer offer shown. The rate, balance, interest and potential savings calculations in the table above are examples only. The estimate savings amount is based on a $7,000 balance transfer at an interest rate of 20% p.a. when compared to the balance transfer offer shown. The respective balance transfer fees (3% for the Virgin Money No Annual Fee Card) have been applied to the savings amount shown. Your personal circumstances may differ. It does not include interest accrued on the Virgin Money Credit Card at the standard interest rate. Offer applies to new approved Virgin Australia Velocity Flyer Card customers who apply by 31 October 2017 under the 0% p.a. for 18 months on balance transfer offer. Earn 3 bonus Velocity Points on top of your standard earn rate for each eligible $1 spent per month in the first 3 months from card approval. Points earn capped at 10,000 per month for the first 3 months, after which time standard earn rates apply for remainder of the month. Standard earn rate applies after promotional period. This offer can’t be used in conjunction with other Virgin Australia Velocity Flyer Card Point promotions or offers. To earn and redeem Velocity Points, you must be a Velocity Frequent Flyer member. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, available at velocityfrequentflyer.com, as amended from time to time.


Featured Cards


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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