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Virgin Australia Velocity High Flyer Credit
Card - 0%p.a. BT for 15 months + Earn up to 80,000 bonus Velocity Points

Virgin Australia Velocity High Flyer Credit
Card - 0%p.a. BT for 15 months + Earn up to 80,000 bonus Velocity Points

Product Image

Purchase Rate
20.74 %
p.a.




Cash Advance Rate 20.99% p.a.
Interest Free Up to 44 days
Annual Fee$289
Balance Transfer Rate 0% p.a.for first 15 months

  • Earn up to 80,000 bonus Velocity Points20 – Earn 16,000 Points for every month $3,000 or more is spend on Eligible Transactions in the first 5 months from card approval.
  • Balance transfer rate of 0% p.a. for the first 15 months, reverting to the cash advance rate of 20.99% p.a. after 12 months. Apply by 31 October 2017.
  • Buy a Virgin Australia domestic Saver fare and get an exclusive reduced flight offer for you and a friend on the same flight up to 4 times a year. Terms and conditions apply.
  • Complimentary International Travel Insurance for you and your family.
  • Enjoy our highest level of service, with your very own personal concierge.
  • Plus a host of other Platinum benefits.
  • For purchases of up to $100, now you can simply wave and go anywhere that has a Visa payWave sensor, making payments easy and convenient.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • 1.25 Velocity points per $1 spent, uncapped.
Rewards Points per Dollar 1.25 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $10800 Frequent Flyer Ratio 1.25
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN* $12000

Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines 1.25 Velocity points per $1 spent, uncapped.
International Airlines
Conditions

Annual Fee $289 Minimum Repayment Greater of 2% or $30
Annual Fee First Year $289 Interest Charged From Statement Date
Rewards Joining Fee $0 Late Payment Fee $10
Supplementary Card Fee $89    
Duplicate Statement Fee Overseas ATM Balance Fee
Transaction Verification Fee Overseas ATM Withdrawal Fee $5
Over Limit Fee $40 Overseas Emergency Card Replacement Fee

Terms & Conditions
All interest rates shown are variable. This information is correct at 1 August 2017. You must be at least 18 years of age to apply for a credit card. If you are a permanent resident you must earn at least $25,000 p.a. for the Virgin Money No Annual Fee Card, $35,000 p.a. for the Virgin Money Low Rate Card and Virgin Australia Velocity Flyer Card or $75,000 p.a. for the Virgin Australia Velocity High Flyer Card. Approval is subject to our credit criteria. Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer at point of new card application, for the period shown, from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances; currently 20.99% p.a. for the Virgin Australia Velocity Flyer Card, Virgin Australia Velocity High Flyer Card, Virgin Money No Annual Fee Card and 21.69% p.a. for the Virgin Money Low Rate Card. Velocity Points are not issued for balance transfers. Interest rates are variable and subject to change. The interest rates are current as at 1 August 2017. This offer is valid from 1 August 2017 to 31 October 2017. For the Virgin Money No Annual Fee Card balance transfer offer a 3% balance transfer fee applies. The balance transfer fee is charged once only and is added to your balance transfer amount at the time we process your request. 0% p.a. on Purchases for new Virgin Australia Velocity Flyer Credit Card customers only for the period shown above from the date your account is approved. At the end of the promotional period Purchase amounts revert to the retail purchase rate, currently 20.74% p.a. Purchases, cash advances, balance transfers and special promotions made other than with this offer are charged at the applicable interest rates. Interest rates are variable and subject to change. The interest rates are current as at 1 August 2017. This offer is valid for applications submitted from 1 August 2017 to 31 October 2017. The example is approximate and for illustrative purposes. Estimated savings assume minimum payment is made by payment due date each month with no other transactions during the promotional period and the entire balance is paid at the expiration of the promotional period. Excludes annual fees and other charges. The promotional period is the period of the balance transfer offer shown. The rate, balance, interest and potential savings calculations in the table above are examples only. The estimate savings amount is based on a $7,000 balance transfer at an interest rate of 20% p.a. when compared to the balance transfer offer shown. The respective balance transfer fees (3% for the Virgin Money No Annual Fee Card) have been applied to the savings amount shown. Your personal circumstances may differ. It does not include interest accrued on the Virgin Money Credit Card at the standard interest rate. 80,000 bonus Velocity Points offer is available to new approved Virgin Australia Velocity High Flyer Card account holders who apply by 31 October 2017. 16,000 bonus Velocity Points will be awarded for every month $3,000 or more is spent on Eligible Transactions for 5 months from card approval. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). For full details see definition Changes to your Rewards Terms and Conditions and Complimentary Insurance Terms and Conditions - effective 15 June 2017. Credit Card application must be submitted through this page or by calling 13 37 39 and indicating that you would like the High Flyer Card 80,000 Velocity Points offer. Points will be credited to the Primary Cardholders Velocity Account up to 60 days after the qualifying purchases. To earn and redeem Velocity Points there must be an active Velocity Frequent Flyer Membership linked to the Virgin Australia Velocity High Flyer Card account. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, available at velocityfrequentflyer.com as amended from time to time. This offer can't be used in conjunction with other Virgin Australia Velocity High Flyer Point promotions or offers. Offer is not available to existing Virgin Money Credit Card holders (including upgrades). The complimentary Lounge pass benefit is available to Primary Virgin Australia Velocity High Flyer Cardholders only and provides two Single-Entry Virgin Australia domestic Lounge passes each year. You will become eligible for your two Single-Entry Virgin Australia domestic Lounge passes upon card activation in your first year and then each anniversary thereafter. See Terms & Conditions for full details.


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* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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