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Virgin No Annual Fee Credit Card

 
 
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Details
Purchase Rate 18.99%
Apply for this card today
Cash Advance Rate 20.99%
44 days
Interest Free
$0
Annual Fee
  • Balance Transfer Rate 2.9%for first 6 months

    • With no annual fee. Ever.
    • Offers a low balance transfer rate for the first 6 months.
    • Access to all the great Virgin family offers.
    • Choose from one of six colours for your card (for a limited time only).
    Visit website for more features

    Card Details

    Rewards Program N Overseas ATM Availability N
    Insurance Cover for Purchases N Interest Paid on Credit Balance N
    Automatic Travel Insurance N    


     
     
    Rewards Points per Dollar
    Spend to Redeem $100 Gift Card*
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer N
    Frequent Flyer Ratio
    SPEND FOR SYD/MEL RETURN*


    Lifetime of Points
    Rewards Program Partners
    Rewards Bonus Points Partners
    Domestic Airlines
    International Airlines
    Conditions
    Annual Fee $0 Minimum Repayment 2%
    Annual Fee First Year $0 Interest Charged From StatementDate
    Rewards Joining Fee Late Payment Fee $10
    Supplementary Card Fee $0    
    Duplicate Statement Fee Overseas ATM Balance Fee
    Transaction Verification Fee Overseas ATM Withdrawl Fee
    Over Limit Fee $40 Overseas Emergency Card Replacement Fee
     


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    Terms & Conditions
    Minimum income required to apply for this card is $25,000. No Annual Fee Credit Card Balance Transfer 2.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 6 months. Transferred balances are repaid first. At the end of the balance transfer period, your interest rate will revert to the Virgin No Annual Fee Credit Card APR for cash advances, currently 20.99% p.a. The current Virgin No Annual Fee Credit Card APR for retail purchases is 18.99% p.a. Interest rates are variable, subject to change and our credit criteria.

    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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