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Westpac Altitude Platinum

 
 
Product Image


Purchase Rate 19.99%
Cash Advance Rate 21.59%
45 days
Interest Free
$150
Annual Fee
  • Balance Transfer Rate 3.99%for first 6 months

    • Get two credit cards linked to one account - the Altitude Platinum American Express Card and the Altitude Platinum Visa Card or the Altitude Platinum MasterCard Card
    • Earn 2 points per $1 spent on purchases on your Altitude Platinum American Express Card
    • Earn 1 point per $1 spent on purchases on your Altitude Platinum Visa Card or your Altitude Platinum MasterCard Card
    • Receive 10,000 bonus Altitude points after your first purchase using either of your cards
    • Enjoy complimentary purchase security and extended warranty insurance covers

    Card Details

    Rewards Program Y Overseas ATM Availability Y
    Insurance Cover for Purchases Y Interest Paid on Credit Balance N
    Automatic Travel Insurance Y    


     
    • Financial and Charity
    • Personal, Style and Shopping
    • House and Home
    • Holidays and Travel
    • Family Entertainment
    • Lifestyle, Sport and Leisure
     
    Rewards Points per Dollar 2
    Spend to Redeem $100 Gift Card* $8475
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio .50
    SPEND FOR SYD/MEL RETURN* 16000


    Lifetime of Points
    Rewards Program Partners Air New Zealand, Malaysian Airlines, Virgin Blue, Singapore Airlines
    Rewards Bonus Points Partners About 2,000 bonus partners offering up to 3 bonus points per dollar spent at their outlets
    Domestic Airlines Singapore Airlines - Krisflyer Malaysian Airlines - Enrich Virgin Blue - Velocity Air New Zealand - Airpoints Dollars
    International Airlines Altitute Travel enables bookings by all international and domestic airlines when flights depart from Australia
    Conditions Points will never expire as long as you remain as an Altitude customer. Spend for $100 reward assumes all spending is with linked Altitude Platinum American Express Card.
    Annual Fee $150 Minimum Repayment 2%
    Annual Fee First Year $150 Interest Charged From PurchaseDate
    Rewards Joining Fee 0 Late Payment Fee $9
    Supplementary Card Fee $0    
    Duplicate Statement Fee $7.5 Overseas ATM Balance Fee $0
    Transaction Verification Fee $0 Overseas ATM Withdrawl Fee $2.5
    Over Limit Fee $9 Overseas Emergency Card Replacement Fee $0
     

    FEATURED CARDS

    Bankwest Lite Gold M.. Product Image 10.75%
    per annum
    ME Bank MasterCard Product Image 12.25%
    per annum
    St.George Vertigo Ma.. Product Image 13.24%
    per annum
    Product Image Conditions Apply
    Westpac Altitude Platinum
    • Get two credit cards linked to one accoun ...
    • Earn 2 points per $1 spent on purchases o ...
    Product Image Conditions Apply
    Hilton Macquarie Platinum Card
    • Hilton Benefits.
    • 20% Savings on every hotel visit.


    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

    American Express® is a registered trademark of American Express Company.
    Visa® is a registered trademark of Visa International Services Association.
    The MasterCard® brand is a registered trademark of MasterCard International Incorporated.