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Westpac Altitude

 
 
Product Image


Purchase Rate 19.99%
Cash Advance Rate 21.59%
45 days
Interest Free
$100
Annual Fee
  • Balance Transfer Rate 3.99%for first 6 months

    • Get two credit cards linked to one account - the Altitude American Express® Card and the Altitude Visa® Card or the Altitude MasterCard® Card
    • Earn 2 points per $1 spent on purchases on your Altitude American Express Card
    • Earn 1 point per $1 spent on purchases on your Altitude Visa Card or your Altitude MasterCard Card
    • Earn valuable reward points and enjoy a great range of rewards

    Card Details

    Rewards Program Y Overseas ATM Availability Y
    Insurance Cover for Purchases N Interest Paid on Credit Balance N
    Automatic Travel Insurance N    


     
    • Financial and Charity
    • Personal, Style and Shopping
    • House and Home
    • Holidays and Travel
    • Family Entertainment
    • Lifestyle, Sport and Leisure
     
    Rewards Points per Dollar 2
    Spend to Redeem $100 Gift Card* $8475
    Spend at Loyalty Partner for $100 Gift Card*
    Linked to Frequent Flyer Y
    Frequent Flyer Ratio .50
    SPEND FOR SYD/MEL RETURN* 16000


    Lifetime of Points
    Rewards Program Partners Air New Zealand, Malaysian Airlines, Virgin Blue, Singapore Airlines
    Rewards Bonus Points Partners About 2,000 bonus partners offering up to 1 bonus point per dollar spent at their outlets
    Domestic Airlines Singapore Airlines - Krisflyer Malaysian Airlines - Enrich Virgin Blue - Velocity Air New Zealand - Airpoints Dollars
    International Airlines Altitude Travel enables bookings by all international and domestic airlines when flights depart from Australia
    Conditions Points do not expire as long as you remain an Altitude customer. Spend required for $100 reward assumes all spending is with linked Altitude American Express Card.
    Annual Fee $100 Minimum Repayment 2%
    Annual Fee First Year $100 Interest Charged From PurchaseDate
    Rewards Joining Fee 0 Late Payment Fee $9
    Supplementary Card Fee $0    
    Duplicate Statement Fee $7.50 Overseas ATM Balance Fee $0
    Transaction Verification Fee $0 Overseas ATM Withdrawl Fee $2.50
    Over Limit Fee $9 Overseas Emergency Card Replacement Fee $0
     

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    * For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

    American Express® is a registered trademark of American Express Company.
    Visa® is a registered trademark of Visa International Services Association.
    The MasterCard® brand is a registered trademark of MasterCard International Incorporated.