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Woolworths Everyday Platinum Credit Card

Woolworths Everyday Platinum Credit Card

Purchase Rate
19.99 %
p.a.




Cash Advance Rate 21.99% p.a.
Interest Free Up to 55 days
Annual Fee$49
Balance Transfer Rate 0% p.a.for first 14 months

  • $0 annual fee for the first year - apply by 31 January 2018.2
  • 0% p.a. interest on balance transfers for the first 14 months from card approval1 and then reverts to the standard variable interest rate for cash advances. Apply by 31 January 2018.
  • Get cash back as Woolworths shopping cards.3
  • Get 10% off your first shop at Woolworths once every month.4

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • 3 points for every $1 spent3 on all purchases of Woolworths Select and Woolworths brand range of products.
  • 2 points for every $1 spent3 on products purchased at Woolworths Supermarkets, BIG W, BWS, Dan Murphy's and Cellarmasters.
  • 1 point for every $1 spent3 on eligible purchases.
Rewards Points per Dollar 1-3 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $20,000 Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* $6,667-10,000 SPEND FOR SYD/MEL RETURN*

Lifetime of Points
Rewards Program Partners Woolworths, Big W, Dan Murphy's, BWS, Cellarmasters
Rewards Bonus Points Partners Woolworths, Big W, Dan Murphy's, BWS, Cellarmasters
Domestic Airlines
International Airlines
Conditions

Annual Fee $49 Minimum Repayment Greater of 2.5% or $50
Annual Fee First Year $0 Interest Charged From Purchase Date
Rewards Joining Fee $0 Late Payment Fee $35.00
Supplementary Card Fee $9    
Duplicate Statement Fee $7.00 Overseas ATM Balance Fee
Transaction Verification Fee Overseas ATM Withdrawal Fee $5
Over Limit Fee $30.00 Overseas Emergency Card Replacement Fee

Visit the issuer's website for additional information. Go to site

Terms & Conditions
Card Services is a division of Macquarie Bank Limited (ABN 46 008 583 542, Australian Credit Licence 237502) which provides and administers credit and is the issuer of the Woolworths Credit Cards. Approval is subject to credit criteria. Terms, conditions, fees, charges and interest rates apply and are subject to change. No member of the Macquarie Group accepts any liability for reliance on the information contained in this communication other than in relation to products or services provided by Macquarie. 1. The 0% p.a. interest rate applies only to balances transferred with this offer for the first fourteen months from the date your account is approved and then reverts to the standard variable interest rate for cash advances, which is currently 21.99% p.a. Interest rates are subject to change and Card Services credit criteria. Minimum repayments are required. For further details please click here. 2. After the first year, the annual Primary Cardholder fee will be $49 and a $9 annual fee for each Additional Card. The $0 annual fee offer expires 31 January 2018. 3. Points are subject to the Woolworths Money Shopping Card Rewards Program Terms and Conditions. 3 points earned for every $1 spent on Woolworths Select and Woolworths brand range of products purchased in-store at Woolworths Supermarkets. 2 points earned for every $1 spent on products purchased at Woolworths Supermarkets, BIG W, BWS, Dan Murphys, and Cellarmasters. 1 point earned for every $1 spent on other eligible purchases. Points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Woolworths Money Shopping Card Rewards Program Terms and Conditions. Every 4 months, points are automatically converted to a Woolworths Money Shopping Card redeemable at participating Woolworths Group stores. Participating stores may change from time to time. The Shopping Card expires 90 days after date of issue and is currently not accepted at DVD vending machines, mobile EFTPOS terminals. Minimum of 4,000 points is required to receive a $20 Shopping Card. 4. 10% discount offer applies to existing Woolworths Credit Card holders who make a purchase (i) at any Woolworths supermarket between 12:01am (AEDT) of the selected Saturday and 11:59pm (AEDT) of the selected Sunday for that month; or (ii) online at woolworths.com.au between 12:01am (AEDT) of the selected Friday and 11:59pm (AEDT) of the selected Sunday for that month (“the Offer Period”). Cardholders will be notified via email prior to commencement of the Offer Period. Cardholders must not be in breach of the credit card Conditions of Use to be eligible for this offer. Offer is limited to one transaction per customer, up to a value of $500 in a single transaction. To receive the 10% discount in store, cardholders must scan the barcode on the back of the credit card and pay for their purchase with their Woolworths Credit Card during the Offer Period. To receive the 10% discount online, cardholders must place an order online during the Offer Period, enter their Woolworths Rewards number at the online checkout at woolworths.com.au, pay with their Woolworths Credit Card and spend $30 or more for Pick up orders or $50 or more for Home Delivery orders. This offer excludes purchases of liquor, smoking/tobacco products, newspapers, any vouchers, Woolworths Services, delivery charges and Delivery Saver items, gift cards, egift cards, mobile recharge, travel cards and tickets. This offer is not available in Tasmania. Woolworths reserves the right to cancel or amend this offer at any time without notice. Woolworths is responsible for all representations made regarding this offer. For online orders see woolworths.com.au for available delivery areas and full terms and conditions.


* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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