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Bankwest Smart eSaver (Smart Rate if no withdrawals)

Base Variable Rate
0 .01% p.a.
Max Variable Rate
4 .25% p.a.
Smart Rate applies each month you make no withdrawals.
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Earn the Smart Rate in months where you make no withdrawals.
No fees and no minimum deposit.

Account Details

Account Type
Online
Min. Opening Amount
$1.00
Min. Balance
$0
Interest
Smart Rate applies each month you make no withdrawals.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?
ATM & EFTPOS Fees
ATM Withdrawal Fee
$0
ATM Balance Fee
$0
ATM Fee (Other Bank)
$0
Daily ATM Withdrawal Limit
$0
EFTPOS Fee
$0
Debit Card Replacement Fee
$0
Fee Details
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
$0
• The Smart Rate of interest is paid monthly if no withdrawals are made. • The Standard rate of interest applies in a month where a withdrawal is made. • No fees and no minimum deposit Must have a Linked Account to operate (can be from any financial institution).
Online Savings Account Transactions
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Internet & Phone Fees
Phone Transaction Fee
$0
Internet Transaction Fee
$0
Free Electronic Trans. per Month
$0
Counter & Cheque Fees
Counter Deposit Fee
$0
Counter Withdrawal Fee
$0
Free Counter Trans. Per Month
$0
Cheque Fee
$0
Cheque Dishonour Fee
$0
Debit Item Dishonour Fee
$0
Overseas Access
Overseas ATM Facilities
-
Overseas ATM Balance Fee
$0
Overseas ATM Withdrawal Fee
$0
Overseas EFTPOS Fee
$0
OS Emergency Card Replacement
$0

Special Offer

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Bankwest Smart eSaver (Smart Rate if no withdrawals)

Earn the Smart Rate each month you make no withdrawals.

Earn the Smart Rate in months where you make no withdrawals. No fees and no minimum deposit.

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Earn up to 4.66% p.a.
 
 

USaver (Base Rate 3.96%, Bonus 0.70% with savings plan)

Awarded Most Popular Savings Account May 2010 – InfoChoice.com.au Best Online Savings Account 2010 in Money magazine's 'Best of the Best' awards. No bank fees, making it even easier to save. Transfer money from any Australia bank account. Use Goal Tracker to monitor your savings progress over time. Just enter your savings targets and you'll stay on track with updated savings charts and reminders of how well you are doing. Funds can be deposited via; funds transfer from another bank, BPAY®, salary credit, periodical payment, Automatic Savings Plan or cheque. Funds can be withdrawn via; funds transfer to any Australian bank account (no mandatory requirement for a linked account) and one off, future dated or periodic transfer to any Australian bank account.

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