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Bankwest Smart eSaver (Smart Rate if no withdrawals)

Base Variable Rate
4 .00% p.a.
Max Variable Rate
5 .51% p.a.
Smart Rate applies each month you make no withdrawals.
2009 AFR Smart Investor Blue Ribbon Award Winner
Earn the Smart Rate of 5.51% p.a. interest in months where you make no withdrawals.
Earn the Standard Sate in months when you do make a withdrawal. The standard rate will at least match the RBA official cash rate until 30/06/2011.
No fees and no minimum deposit.
Free Government Guarantee on deposits up to $1 million.

Account Details

Account Type
Online
Min. Opening Amount
$1.00
Min. Balance
$0
Interest
Smart Rate applies each month you make no withdrawals.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?
ATM & EFTPOS Fees
ATM Withdrawal Fee
$0
ATM Balance Fee
$0
ATM Fee (Other Bank)
$0
Daily ATM Withdrawal Limit
$0
EFTPOS Fee
$0
Debit Card Replacement Fee
$0
Fee Details
Service Fee Frequency
Monthly
Fee Rebate Available
Balance Required for Fee-Free
$0
• 5.51% p.a. interest monthly if no withdrawals are made. • Standard rate matches RBA's cash rate to 30/6/11.
Online Savings Account Transactions
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Internet & Phone Fees
Phone Transaction Fee
$0
Internet Transaction Fee
$0
Free Electronic Trans. per Month
$0
Counter & Cheque Fees
Counter Deposit Fee
$0
Counter Withdrawal Fee
$0
Free Counter Trans. Per Month
$0
Cheque Fee
$0
Cheque Dishonour Fee
$0
Debit Item Dishonour Fee
$0
Overseas Access
Overseas ATM Facilities
-
Overseas ATM Balance Fee
$0
Overseas ATM Withdrawal Fee
$0
Overseas EFTPOS Fee
$0
OS Emergency Card Replacement
$0
Earn the Smart Rate of 5.51% p.a. in months where you don't make a withdrawal
An account with a real incentive for savers.
Apply online now at Bankwest's secure website.
Only one Bankwest Smart eSaver account per person.

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About Bankwest

"Bankwest has been an important part of the community for more than 100 years and has become a truly national brand built from a strong Western Australian presence. Bankwest's growth and strength was recognised earlier this year with the Australian Financial Review Smart Investor Blue Ribbon Award for Bank of the Year 2008 . Bankwest is focused on understanding customers’ needs and providing market leading products. In 2007 Bankwest launched its Happy Banking campaign in an effort to improve customer perceptions of the banking experience. This new approach to banking combined with our award-winning products is evidence of our commitment to deliver a challenger brand for our customers" More

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