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Citi Online Saver (2.85% Variable intro rate for 4 months on balances up to $500k)
Citi Online Saver (2.85% Variable intro rate for 4 months on balances up to $500k)

Variable Interest Rates: All Balances (p.a.)

 Base RateMax Rate
< $1,000
1.70%
2.85%
$2,000+
1.70%
2.85%
$50,000+
1.70%
2.85%
$100,000+
1.70%
2.85%
$250,000+
1.70%
2.85%
$500,000+
1.70%
1.70%
Hide Rates For All Balances
No Fixed Term or Hidden Catches
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The variable introductory rate is available for the first four months while the account balance remains between $0 and $499,99.99. At the end of the introductory period (or if your balance is $500,000 or more) you’ll receive the standard variable rate on the entire balance. Rates are effective 20 February 2017 and are subject to change at any time.
A great introductory rate for the first 4 months of your account opening. At the end of 4 months you’ll receive our standard variable interest rate.
No account fees, no minimum balance and no fixed terms or hidden catches.
Access your money 24 hours a day, 7 days a week through phone and internet banking.
Unlimited free deposits.
Unlimited free withdrawals to your Nominated Linked account.
While no account fees are payable on your Citi Online Saver, fees may apply to your nominated linked account. Please check with the financial institution where your nominated linked account is held. For service fees that might apply, please refer to the Schedule of Fees and Charges.

No Account Keeping Fee

Internet Banking

Counter Service

Phone Banking

Atm

Required Linked Account

Account Details
Account Type
Online
Min. Opening Amount
$0
Min. Balance
$0
Monthly Account Fee
$0
Interest
The variable introductory rate is available for the first four months while the account balance remains between $0 and $499,99.99. At the end of the introductory period (or if your balance is $500,000 or more) you’ll receive the standard variable rate on the entire balance. Rates are effective 20 February 2017 and are subject to change at any time.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?
ATM & EFTPOS Fees
ATM Withdrawal Fee
$0
ATM Balance Fee
$0
Daily ATM Withdrawal Limit
$0
EFTPOS Fee
 
Debit Card Replacement Fee
$0
Fee Details
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
$0
No account fees and no minimum balance.
Online Savings Account Transactions
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Internet & Phone Fees
Phone Transaction Fee
$0
Internet Transaction Fee
$0
Free Electronic Trans. per Month
0
Counter & Cheque Fees
Counter Deposit Fee
$0
Counter Withdrawal Fee
$0
Free Counter Trans. Per Month
0
Cheque Fee
$0
Cheque Dishonour Fee
$0
Debit Item Dishonour Fee
$0
Overseas Access
Overseas ATM Facilities
-
Overseas ATM Balance Fee
$0
Overseas ATM Withdrawal Fee
$0
Overseas EFTPOS Fee
$0
OS Emergency Card Replacement
$0
Foreign Transaction Fee
0.00%

Special Offer

About the Introductory Rate
The variable introductory rate is payable on balances between $0 and $499,999.99 (the standard variable rate applies for your full balance whenever the balance is $500,000 or more), is offered for 4 months from the date of account opening and is applicable on the first Citi Online Saver that you open. At the end of the 4 month offer period you will automatically receive the standard variable rate. Rates are subject to change at any time.
Proceed to apply securely at Citi’s website.
You link it to your everyday bank account (must be in the same name).
More from Citi
About Citi

Citibank in Australia is part of Citigroup, one of the world's largest financial services organisations.
Citibank commenced consumer operations in Australia in 1985 when it was the first foreign bank to be granted a banking licence.
By combining local expertise with the strength of Citibank's worldwide consumer banking network, we are able to offer some of the world's leading range of financial services including deposit accounts, foreign currency deposits and investments as well as credit cards, mortgages, insurance and charge cards.

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