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Citibank Online Saver (4.65% Variable intro rate for 4 months on balances up to $500k)

Variable Interest Rates: All Balances (p.a)

 Base RateMax Rate
< $1,000
3.20%
4.65%
$2,000+
3.20%
4.65%
$50,000+
3.20%
4.65%
$100,000+
3.20%
4.65%
$250,000+
3.20%
4.65%
$500,000+
3.20%
3.20%
The variable introductory rate of 4.65% p.a. on balances between $0 to $499,999.99 is offered for 4 months from the date of account opening and is applicable on the first Citibank Online Saver that you open. 3.20% p.a. applies to the full balance whenever your balance is $500,000 or more (balance tier effective 8/2/12). At the end of the 4 month offer period you will automatically receive the standard variable rate. Rates are effective 10/05/13 and are subject to change at any time.
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A great introductory rate for the first 4 months of your account opening. At the end of 4 months you’ll receive our standard variable interest rate.
No account fees, no minimum balance and no fixed terms or hidden catches.
Access your money 24 hours a day, 7 days a week through phone and internet banking.
Unlimited free deposits.
Unlimited free withdrawals to your Nominated Linked account.
While no account fees are payable on your Citibank Online Saver, fees may apply to your nominated linked account. Please check with the financial institution where your nominated linked account is held. For service fees that might apply, please refer to the Schedule of Fees and Charges.

Account Details

Account Type
Online
Min. Opening Amount
$0
Min. Balance
$0
Interest
The variable introductory rate of 4.65% p.a. on balances between $0 to $499,999.99 is offered for 4 months from the date of account opening and is applicable on the first Citibank Online Saver that you open. 3.20% p.a. applies to the full balance whenever your balance is $500,000 or more (balance tier effective 8/2/12). At the end of the 4 month offer period you will automatically receive the standard variable rate. Rates are effective 10/05/13 and are subject to change at any time.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?
ATM & EFTPOS Fees
ATM Withdrawal Fee
$0
ATM Balance Fee
$0
ATM Fee (Other Bank)
$0
Daily ATM Withdrawal Limit
$0
EFTPOS Fee
$0
Debit Card Replacement Fee
$0
Fee Details
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
$0
No account fees and no minimum balance.
Online Savings Account Transactions
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Internet & Phone Fees
Phone Transaction Fee
$0
Internet Transaction Fee
$0
Free Electronic Trans. per Month
$0
Counter & Cheque Fees
Counter Deposit Fee
$0
Counter Withdrawal Fee
$0
Free Counter Trans. Per Month
$0
Cheque Fee
$0
Cheque Dishonour Fee
$0
Debit Item Dishonour Fee
$0
Overseas Access
Overseas ATM Facilities
-
Overseas ATM Balance Fee
$0
Overseas ATM Withdrawal Fee
$0
Overseas EFTPOS Fee
$0
OS Emergency Card Replacement
$0

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