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Banking / Savings Accounts / Compare Savings Accounts / Citibank Online Saver (4.00% Variable intro rate for 4 months on balances up to $500k)
Citibank Online Saver (4.00% Variable intro rate for 4 months on balances up to $500k)

Variable Interest Rates: All Balances (p.a.)

 Base RateMax Rate
< $1,000
2.90%
4.00%
$2,000+
2.90%
4.00%
$50,000+
2.90%
4.00%
$100,000+
2.90%
4.00%
$250,000+
2.90%
4.00%
$500,000+
2.90%
2.90%
Hide Rates For All Balances
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The variable introductory rate of 4.00% p.a. on balances between $0 to $499,999.99 is offered for 4 months from the date of account opening and is applicable on the first Citibank Online Saver that you open. 2.90% p.a. applies to the full balance whenever your balance is $500,000 or more (balance tier effective 8/2/12). At the end of the 4 month offer period you will automatically receive the standard variable rate. Rates are effective 18/02/14 and are subject to change at any time.
A great introductory rate for the first 4 months of your account opening. At the end of 4 months you’ll receive our standard variable interest rate.
No account fees, no minimum balance and no fixed terms or hidden catches.
Access your money 24 hours a day, 7 days a week through phone and internet banking.
Unlimited free deposits.
Unlimited free withdrawals to your Nominated Linked account.
While no account fees are payable on your Citibank Online Saver, fees may apply to your nominated linked account. Please check with the financial institution where your nominated linked account is held. For service fees that might apply, please refer to the Schedule of Fees and Charges.

No Account Keeping Fee

Internet Banking

Counter Service

Phone Banking

Atm

Required Linked Account

Account Details
Account Type
Online
Min. Opening Amount
$0
Min. Balance
$0
Monthly Account Fee
$0
Interest
The variable introductory rate of 4.00% p.a. on balances between $0 to $499,999.99 is offered for 4 months from the date of account opening and is applicable on the first Citibank Online Saver that you open. 2.90% p.a. applies to the full balance whenever your balance is $500,000 or more (balance tier effective 8/2/12). At the end of the 4 month offer period you will automatically receive the standard variable rate. Rates are effective 18/02/14 and are subject to change at any time.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?
ATM & EFTPOS Fees
ATM Withdrawal Fee
 
ATM Balance Fee
 
Daily ATM Withdrawal Limit
 
EFTPOS Fee
 
Debit Card Replacement Fee
 
Fee Details
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
$0
No account fees and no minimum balance.
Online Savings Account Transactions
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Internet & Phone Fees
Phone Transaction Fee
 
Internet Transaction Fee
 
Free Electronic Trans. per Month
 
Counter & Cheque Fees
Counter Deposit Fee
 
Counter Withdrawal Fee
 
Free Counter Trans. Per Month
 
Cheque Fee
 
Cheque Dishonour Fee
 
Debit Item Dishonour Fee
 
Overseas Access
Overseas ATM Facilities
-
Overseas ATM Balance Fee
 
Overseas ATM Withdrawal Fee
 
Overseas EFTPOS Fee
 
OS Emergency Card Replacement
 
Foreign Transaction Fee
 

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