Mortgage Offset Account
Account Details
Interest
Note - above are offset interest rates when linked to a mortgage loan, NOT credit interest rates. 100% of the mortgage offset balance to be offset at a rate of 2.25%. A $500 balance is required to maintain the offset.
Interest Calculation Frequency
Interest Payment Frequency
ATM & EFTPOS Fees
Daily ATM Withdrawal Limit
$1,000.00
Debit Card Replacement Fee
$10.00
Fee Details
Service Fee Frequency
Monthly
Balance Required for Fee-Free
$0
There is a monthly fee allowance dependent on members Relationship Level. Non-rediATM withdrawal/transfer, or enquiries charged at the amount disclosed on the ATM at the time of the transaction.
Internet & Phone Fees
Internet Transaction Fee
$0
Free Electronic Trans. per Month
$0
Counter & Cheque Fees
Counter Withdrawal Fee
$2.50
Free Counter Trans. Per Month
$0
Cheque Dishonour Fee
$11.00
Debit Item Dishonour Fee
$11.00
Overseas Access
Overseas ATM Facilities
-
Overseas ATM Balance Fee
$0
Overseas ATM Withdrawal Fee
$4.00
OS Emergency Card Replacement
$350.00
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