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Community Saver
Community Saver

Variable Interest Rates: All Balances (p.a.)

< $1,000
1.45%
$2,000+
1.45%
$50,000+
1.45%
$100,000+
1.45%
$250,000+
1.60%
$500,000+
1.60%
Hide Rates For All Balances
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Community Grant (0.75%) paid to the nominated community group on a quarterly basis. Full interest rate details can be located at: https://www.heritage.com.au/Savings-Accounts/Communitysaver/Rates.aspx

No Account Keeping Fee

Internet Banking

Counter Service

Phone Banking

Atm

Required Linked Account

Account Details
Account Type
Online
Min. Opening Amount
$1.00
Min. Balance
$1.00
Monthly Account Fee
$0
Interest
Community Grant (0.75%) paid to the nominated community group on a quarterly basis. Full interest rate details can be located at: https://www.heritage.com.au/Savings-Accounts/Communitysaver/Rates.aspx
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?
ATM & EFTPOS Fees
ATM Withdrawal Fee
 
ATM Balance Fee
 
Daily ATM Withdrawal Limit
 
EFTPOS Fee
 
Debit Card Replacement Fee
 
Fee Details
Service Fee Frequency
Monthly
Fee Rebate Available
Balance Required for Fee-Free
$1.00
Online Savings Account Transactions
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Internet & Phone Fees
Phone Transaction Fee
 
Internet Transaction Fee
 
Free Electronic Trans. per Month
 
Counter & Cheque Fees
Counter Deposit Fee
 
Counter Withdrawal Fee
 
Free Counter Trans. Per Month
 
Cheque Fee
 
Cheque Dishonour Fee
 
Debit Item Dishonour Fee
 
Overseas Access
Overseas ATM Facilities
-
Overseas ATM Balance Fee
 
Overseas ATM Withdrawal Fee
 
Overseas EFTPOS Fee
 
OS Emergency Card Replacement
 
Foreign Transaction Fee
 
Featured Savings Accounts
Earn up to 2.05% p.a.
 
 

Bankwest Smart eSaver (Smart Rate if no withdrawals)

Earn the Smart Rate each month you make no withdrawals.

Earn the Smart Rate in months where you make no withdrawals. No fees and no minimum deposit.

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Earn up to 2.06% p.a.
 
 

USaver

Awarded Most Popular Savings Account May 2010 – InfoChoice.com.au Best Online Savings Account 2010 in Money magazine's 'Best of the Best' awards. No bank fees, making it even easier to save. Transfer money from any Australia bank account. Use Goal Tracker to monitor your savings progress over time. Just enter your savings targets and you'll stay on track with updated savings charts and reminders of how well you are doing. Funds can be deposited via; funds transfer from another bank, BPAY®, salary credit, periodical payment. Funds can be withdrawn via; funds transfer to any Australian bank account (no mandatory requirement for a linked account) and one off, future dated or periodic transfer to any Australian bank account.

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