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IMB Reward Saver Account (Earn an extra 0.85% bonus interest on new accounts opened by 29th February, 2012)

Variable Interest Rates: All Balances (p.a)

	Base Rate	Max Rate
< $1,000	0.00%	2.00%
$1,000+	0.00%	2.00%
$2,000+	0.00%	2.00%
$5,000+	0.00%	5.60%
$10,000+	0.00%	5.60%
$20,000+	0.00%	5.60%
$50,000+	0.00%	5.60%
$100,000+	0.00%	5.60%
$250,000+	0.00%	5.60%
$500,000+	0.00%	5.60%

New accounts opened between 1/12/12 and 29/02/12 will receive an additional 0.85% bonus interest on top of the standard variable rate, when bonus interest criteria are met, that is, a minimum $50 customer initiated deposit and no withdrawals are made in the calendar month. Special Fixed Bonus interest is payable until 31/05/12 for new accounts opened in February 2012.

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No monthly account keeping fees

Make saving for that something special fun with a personalised account name

Reach your savings goals even faster by setting up an automatic transfers plan

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Account Details

Account Type

Savings

Min. Opening Amount

$1.00

Min. Balance

Interest

Interest Calculation Frequency

Daily

Interest Payment Frequency

Monthly

Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee

$0.70

ATM Balance Fee

$0.25

ATM Fee (Other Bank)

Daily ATM Withdrawal Limit

$1,000.00

EFTPOS Fee

$0.85

Debit Card Replacement Fee

$10.00

Fee Details

Service Fee Frequency

Monthly

Fee Rebate Available

Balance Required for Fee-Free

Phone Banking - non operator assisted - $0 Phone Banking - operator assisted - $0.50 Visa Debit Monthly Facility Fee - $1.60

Internet & Phone Fees

Phone Transaction Fee

Internet Transaction Fee

Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee

Counter Withdrawal Fee

$2.25

Free Counter Trans. Per Month

Cheque Fee

$5.00

Cheque Dishonour Fee

$25.00

Debit Item Dishonour Fee

$15.00

Overseas Access

Overseas ATM Facilities

Overseas ATM Balance Fee

Overseas ATM Withdrawal Fee

$4.00

Overseas EFTPOS Fee

$5.00

OS Emergency Card Replacement

$150.00

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