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IMB Reward Saver Account (1.00% on top of the standard bonus rate until 30/06/2010 on new accounts in March 2010)

Variable Interest Rates: All Balances (p.a)

 Base RateMax Rate
< $1,000
0.1%
2%
$2,000+
0.1%
2%
$50,000+
0.1%
5.75%
$100,000+
0.1%
5.75%
$250,000+
0.1%
5.75%
$500,000+
0.1%
5.75%
Special Fixed Bonus Margin of 1.00% p.a. is only available for new Reward Saver Accounts between 01/03/2010 and 31/03/2010. Special Fixed Bonus Margin interest is payable between 01/03/2010 and 30/06/2010 when bonus interest criteria are met, that is, a minimum $50 customer initiated deposit and no withdrawals are made in the calendar month.
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Account Details

Account Type
Savings
Min. Opening Amount
$1.00
Min. Balance
$0
Interest
Special Fixed Bonus Margin of 1.00% p.a. is only available for new Reward Saver Accounts between 01/03/2010 and 31/03/2010. Special Fixed Bonus Margin interest is payable between 01/03/2010 and 30/06/2010 when bonus interest criteria are met, that is, a minimum $50 customer initiated deposit and no withdrawals are made in the calendar month.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?
ATM & EFTPOS Fees
ATM Withdrawal Fee
$0.70
ATM Balance Fee
$0.25
ATM Fee (Other Bank)
$0
Daily ATM Withdrawal Limit
$1,000.00
EFTPOS Fee
$0.85
Debit Card Replacement Fee
$10.00
Fee Details
Service Fee Frequency
Monthly
Fee Rebate Available
Balance Required for Fee-Free
$0
Phone Banking - non operator assisted - $0 Phone Banking - operator assisted - $0.50 Visa Debit Monthly Facility Fee - $1.60
Internet & Phone Fees
Phone Transaction Fee
$0
Internet Transaction Fee
$0
Free Electronic Trans. per Month
$0
Counter & Cheque Fees
Counter Deposit Fee
$0
Counter Withdrawal Fee
$2.25
Free Counter Trans. Per Month
$0
Cheque Fee
$5.00
Cheque Dishonour Fee
$35.00
Debit Item Dishonour Fee
$30.00
Overseas Access
Overseas ATM Facilities
-
Overseas ATM Balance Fee
$0
Overseas ATM Withdrawal Fee
$4.00
Overseas EFTPOS Fee
$4.00
OS Emergency Card Replacement
$150.00

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