Subscribe to InfoChoice to receive



Special offers
Exclusive offers
Market data, trends and insights



Subscribe
Banking / Savings Accounts / Compare Savings Accounts / Savings Maximiser (4.00% p.a. variable intro rate for 4 months on balances up to $250,000)
Savings Maximiser (4.00% p.a. variable intro rate for 4 months on balances up to $250,000)

Variable Interest Rates: All Balances (p.a.)

 Base RateMax Rate
< $1,000
2.75%
4.00%
$2,000+
2.75%
4.00%
$50,000+
2.75%
4.00%
$100,000+
2.75%
4.00%
$250,000+
2.75%
2.75%
$500,000+
2.75%
2.75%
Hide Rates For All Balances
Variable welcome rate, currently 4.00% p.a. for 4 months from account opening, on balances up to $250,000.
High interest online savings account that gives you easy access to your money
Loyalty Bonus rate on Savings Maximiser accounts when you deposit $200 a month
No account keeping fees
No fixed term or minimum account balance to maintain
Move your money in and out of the Savings Maximiser as often as you like to a linked account

No Account Keeping Fee

Internet Banking

Counter Service

Phone Banking

Atm

Required Linked Account

Account Details
Account Type
Online
Min. Opening Amount
$0
Min. Balance
$0
Monthly Account Fee
$0
Interest
Variable welcome rate, currently 4.00% p.a. for 4 months from account opening, on balances up to $250,000.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?
ATM & EFTPOS Fees
ATM Withdrawal Fee
$0
ATM Balance Fee
$0
Daily ATM Withdrawal Limit
$0
EFTPOS Fee
$0
Debit Card Replacement Fee
$0
Fee Details
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
$0
Bonus 1.25% on top of standard rate for 4 months on balances up to $250,000
Online Savings Account Transactions
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Internet & Phone Fees
Phone Transaction Fee
$0
Internet Transaction Fee
$0
Free Electronic Trans. per Month
Unlimited
Counter & Cheque Fees
Counter Deposit Fee
$0
Counter Withdrawal Fee
$0
Free Counter Trans. Per Month
n/a
Cheque Fee
$0
Cheque Dishonour Fee
$0
Debit Item Dishonour Fee
$0
Overseas Access
Overseas ATM Facilities
-
Overseas ATM Balance Fee
$0
Overseas ATM Withdrawal Fee
$0
Overseas EFTPOS Fee
$0
OS Emergency Card Replacement
$0
Foreign Transaction Fee
0.00%
More from ING DIRECT
About ING DIRECT

ING DIRECT began operating in Australia in 1999. By doing business online, over the phone and through intermediaries, ING DIRECT keeps it overheads low and passes the savings onto customers in the form of competitive rates. Today, it has grown to become Australia’s fifth largest retail bank, with $21 billion in deposits, more than $37 billion in loans and around 1.4 million customers. ING DIRECT pioneered branchless banking in this country. By doing business online and over the phone, we keep our overheads low and pass the savings onto our customers in the form of competitive rates. While we like to do things differently, ING DIRECT holds an Australian banking license, all our deposits are guaranteed by the Australian government and our operations are regulated by the Australian Prudential Regulation Authority, a Federal Government regulator.

More

Compare 280 other Savings Accounts

Compare Now