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Savings Maximiser (New customers will receive a Variable Welcome Rate of 5.85% p.a. for 4 months from account opening, on balances up to $1 million)

Base Variable Rate
4 .50% p.a.
Max Variable Rate
5 .85% p.a.
Welcome rate of 1.35% p.a. above the Savings Maximiser standard variable rate for new customers will apply for 4 months from the date of opening on balances up to $1 million. At the end of the 4 month period, the rate that applies to your balance will be the Savings Maximiser standard variable rate applicable at the time.

Account Details

Account Type
Online
Min. Opening Amount
$0
Min. Balance
$0
Interest
Welcome rate of 1.35% p.a. above the Savings Maximiser standard variable rate for new customers will apply for 4 months from the date of opening on balances up to $1 million. At the end of the 4 month period, the rate that applies to your balance will be the Savings Maximiser standard variable rate applicable at the time.
Interest Calculation Frequency
Daily
Interest Payment Frequency
Monthly
Interest Paid In Steps?
ATM & EFTPOS Fees
ATM Withdrawal Fee
$0
ATM Balance Fee
$0
ATM Fee (Other Bank)
$0
Daily ATM Withdrawal Limit
$0
EFTPOS Fee
$0
Debit Card Replacement Fee
$0
Fee Details
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
$0
A simple and straightforward savings account with easy access and no ING DIRECT fees.
Online Savings Account Transactions
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Internet & Phone Fees
Phone Transaction Fee
$0
Internet Transaction Fee
$0
Free Electronic Trans. per Month
$0
Counter & Cheque Fees
Counter Deposit Fee
$0
Counter Withdrawal Fee
$0
Free Counter Trans. Per Month
$0
Cheque Fee
$0
Cheque Dishonour Fee
$0
Debit Item Dishonour Fee
$0
Overseas Access
Overseas ATM Facilities
-
Overseas ATM Balance Fee
$0
Overseas ATM Withdrawal Fee
$0
Overseas EFTPOS Fee
$0
OS Emergency Card Replacement
$0

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About ING DIRECT

ING DIRECT is the world's leading direct savings bank and is wholly owned by ING Group. In Australia ING DIRECT is the 6th largest retail bank with over 1,25 million customers. ING DIRECT pioneered branchless banking in this country. By doing business online and over the phone, we keep our overheads low and pass the savings onto our customers in the form of competitive rates. While we like to do things differently, ING DIRECT holds an Australian banking license, all our deposits are guaranteed by the Australian government and our operations are regulated by the Australian Prudential Regulation Authority, a Federal Government regulator. More

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