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Savings Maximiser (Base rate 1.15%p.a + 1.65%p.a Standard Bonus Rate = 2.80%p.a on balances up to $100K)
Savings Maximiser (Base rate 1.15%p.a + 1.65%p.a Standard Bonus Rate = 2.80%p.a on balances up to $100K)
Base Variable Rate
1.15% p.a.
Max Variable Rate
2.80% p.a.
Earn up to 2.80%p.a. on balances up to $100k variable (Base rate 1.15%p.a + 1.65%p.a Standard Bonus Rate)
Ongoing, variable 2.80%p.a. when you link to an ING Orange Everyday bank account and deposit $1,000+ each month (and from March ’18 make at least 5 card purchases a month)
High variable interest rate and no ING fees.
Get savings rate of 2.80%p.a. when you open an Orange Everyday account and deposit $1,000+ each month or any other ING account – excluding Living Super and business accounts. No ongoing minimum balance required.
Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.
No account keeping fees
Move your money in and out of the Savings Maximiser as often as you like to a linked account

No Account Keeping Fee

Internet Banking

Counter Service

Phone Banking


Required Linked Account

Account Details
Account Type
Min. Opening Amount
Min. Balance
Monthly Account Fee
Interest Calculation Frequency
Interest Payment Frequency
Interest Paid In Steps?
ATM Withdrawal Fee
ATM Balance Fee
Daily ATM Withdrawal Limit
Debit Card Replacement Fee
Fee Details
Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free
Bonus 1.65% on top of standard rate for balances up to $100,000. Deposit your pay of $1,000+ each month. No ongoing minimum balance required. Open a Savings Maximiser and an Orange Everyday and you could get our highest variable rate on your savings as well.
Online Savings Account Transactions
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
Internet & Phone Fees
Phone Transaction Fee
Internet Transaction Fee
Free Electronic Trans. per Month
Counter & Cheque Fees
Counter Deposit Fee
Counter Withdrawal Fee
Free Counter Trans. Per Month
Cheque Fee
Cheque Dishonour Fee
Debit Item Dishonour Fee
Overseas Access
Overseas ATM Facilities
Overseas ATM Balance Fee
Overseas ATM Withdrawal Fee
Overseas EFTPOS Fee
OS Emergency Card Replacement
Foreign Transaction Fee
More from ING
About ING

ING began operating in Australia in 1999. By doing business online, over the phone and through intermediaries, ING keeps it overheads low and passes the savings onto customers in the form of competitive rates.
Today, it has grown to become Australia’s fifth largest retail bank, with $21 billion in deposits, more than $37 billion in loans and around 1.4 million customers.
ING pioneered branchless banking in this country. By doing business online and over the phone, we keep our overheads low and pass the savings onto our customers in the form of competitive rates.
While we like to do things differently, ING holds an Australian banking license, all our deposits are guaranteed by the Australian government and our operations are regulated by the Australian Prudential Regulation Authority, a Federal Government regulator.


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