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How to protect yourself against online fraud

06/04/2011

1. Never send money or give credit card or online account details to anyone you do not know and trust.

2. Don't give out your personal, credit card or online account details over the phone unless you made the call and know the number came from a trusted source.

3. Don't open suspicious emails. Banks never ask for details via email. Report spam to the Australian Communications and Media Authority or delete it.

4. Never click on links in a spam email or open any files attached to them.

5. Never call a telephone number that you see in a spam email or SMS.

6. If you want to access an internet account website, use a bookmarked link or type the address in yourself.

7. Check the website address carefully. Scammers often set up fake websites with very similar addresses.

8. Never enter your personal, credit card or online account information on a website if you are not certain it is genuine.

9. Never send your personal, credit card or online account details via email.

10. Apply the latest security updates to your computer.

11. Install up-to-date anti-virus software.

Source: Herald Sun



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Today's Savings Rates

Institution Product Max. Rate (%) Details
Citibank Online Saver (5.70% Variable intro rate for 4 months on balances up to $500k) 5.70 Details
RaboDirect Savings Account (up to 5.60% 4 month special variable rate up to $250k) 5.60 Details
Savings Maximiser (5.60% p.a. variable intro rate for 4 months on balances up to $250,000) 5.60 Details
HSBC Serious Saver (5.55% variable intro rate for 4 months on balances up to $1m) 5.55 Details
USaver (Base Rate 4.91%, Bonus 0.60% with savings plan) 5.51 Details
Institution Product Max. Rate (%) Details

The above products are some of the top rates available in the market. Based on promotional or introductory rates for an online savings account of $5,000.