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Incentive Saver Account

Base Variable Rate

0 .50% p.a.

Max Variable Rate

4 .95% p.a.

Open a new Incentive Saver account by 16/01/2012, and provided you have not held an Incentive Saver Account before 13/12/2011, you'll receive an additional fixed bonus interest rate of 0.45% p.a. for the first 4 months after your account is opened. Receive a bonus variable interest rate of 4.00% p.a. each month that you make a deposit and no withdrawals.

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Account Details

Account Type

Savings

Min. Opening Amount

$1.00

Min. Balance

Interest

Interest Calculation Frequency

Daily

Interest Payment Frequency

Monthly

Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee

$0.60

ATM Balance Fee

$0.60

ATM Fee (Other Bank)

Daily ATM Withdrawal Limit

$1,000.00

EFTPOS Fee

$0.60

Debit Card Replacement Fee

$15.00

Fee Details

Service Fee Frequency

Monthly

Fee Rebate Available

Balance Required for Fee-Free

Internet and Phone Banking transactions are free The fees for using St.George/BankSA/Westpac ATMs (in Australia), EFTPOS and Electronic Agencies are $0.60.

Internet & Phone Fees

Phone Transaction Fee

Internet Transaction Fee

Free Electronic Trans. per Month

$1.00

Counter & Cheque Fees

Counter Deposit Fee

Counter Withdrawal Fee

$2.50

Free Counter Trans. Per Month

$1.00

Cheque Fee

Cheque Dishonour Fee

$9.00

Debit Item Dishonour Fee

$9.00

Overseas Access

Overseas ATM Facilities

Overseas ATM Balance Fee

Overseas ATM Withdrawal Fee

$5.00

Overseas EFTPOS Fee

OS Emergency Card Replacement

$52.50

Let others in on the deal

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