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Westpac Student Reward Saver (earn up to 5.50% p.a.)

Base Variable Rate

1 .00% p.a.

Max Variable Rate

5 .50% p.a.

Bonus interest of 4.50% p.a. is payable on the full balance when a credit balance is maintained, a customer initiated deposit of any amount and no withdrawals are made (other than branch withdrawal of funds to place in a Westpac Term Deposit) in each calendar month.

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Account Details

Account Type

Savings

Min. Opening Amount

Min. Balance

Interest

Interest Calculation Frequency

Daily

Interest Payment Frequency

Monthly

Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee

$2.50

ATM Balance Fee

ATM Fee (Other Bank)

Daily ATM Withdrawal Limit

EFTPOS Fee

$2.50

Debit Card Replacement Fee

Fee Details

Service Fee Frequency

Monthly

Fee Rebate Available

Balance Required for Fee-Free

One free withdrawal each month and $2.50 per withdrawal thereafter (when you make a withdrawal in the month, bonus interest will not apply)

Internet & Phone Fees

Phone Transaction Fee

$2.50

Internet Transaction Fee

$2.50

Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee

$2.50

Counter Withdrawal Fee

$2.50

Free Counter Trans. Per Month

Cheque Fee

Cheque Dishonour Fee

$9.00

Debit Item Dishonour Fee

$9.00

Overseas Access

Overseas ATM Facilities

Cirrus, Maestro, Mastercard

Overseas ATM Balance Fee

Overseas ATM Withdrawal Fee

$5.00

Overseas EFTPOS Fee

OS Emergency Card Replacement

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