Compare an EFM package with a Traditional Home Loan
  
 
  EFM Comparison
 Do you want to use an EFM to reduce loan repayments?  Yes
 Do you want to use an EFM to purchase a more expensive property?  Yes
 Do you want to refinance using an EFM to reduce loan repayments?  Yes
 
Repayment Comparison
EFM PackageTraditional Home Loan
Purchase Price/Current Property Value $ $
EFM LVR
EFM Amount $
Customer Contribution   % $ $
Home Loan Amount   % $ $
Home Loan Term (years)
Payment Frequency
Interest Rate  %  %
Regular Repayment Amount $ $
Reduction in Regular Repayment $
Increase Purchasing Power
LVR
Home Loan Amount %   $
Customer Contribution %   $
EFM LVR
EFM Amount   $
Maximum Purchase Price   $
Refinance Comparison
Existing Traditional Home Loan New EFM Package
Current Property Value $ $
EFM LVR
EFM Amount $
Home Loan Amount $ $
Home Loan Term (years)
Payment Frequency
Interest Rate  %  %
Existing & New Regular Repayment Amount $ $
Reduction in Regular Repayment

Interest rates available on a traditional home loan may be lower than the interest rate on a traditional loan taken in conjunction with an EFM. Ask your lender to compare these costs for you, while taking your circumstances into consideration.

The results from this calculator are estimates only and based upon the information entered into the calculator by the user. The calculations do not include upfront or continuing credit fees and charges apart from those indicated within the calculator. Results do not represent either quotes nor pre-qualifications for a loan Fees, charges, terms, conditions and lending criteria apply. We recommended you read the EFM Product Disclosure Document available from one of our accredited lenders.

To download a copy of the EFM Disclosure Document please click here.