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ANZ Simplicity PLUS P&I
ANZ Simplicity PLUS P&I
Variable Rate
3.99% p.a.
Comparison Rate
4.09% p.a.

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Winner: Editor's Choice, Basic variable loan, Your Mortgage magazine, December 2008.
Offers a low variable interest rate for the life of your loan. You don’t pay for any extra features you don't need and you can make additional repayments at any time to help you pay off your loan sooner.
Access any additional loan repayments that you may have made with the redraw facility.
No Application Fee for First Home Buyers.

Loan Type


Min Loan


Max Loan


Application fee


Borrow upto
of property value


Ongoing fee


Redraw Facility

Offset Account

Loan Details
Loan Type
Security Type
Owner Occupiers
Repayment Options
Principal & Interest
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
Max Loan Term
Min Loan Amount
Max Loan Amount
Max Loan to Value Ration (LVR)
Max LVR with Mortgage Insurance
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
Redraw Available
Min Redraw Amount
Max Redraw Amount
Redraw Fee
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing
Application Fee
Legal Fee
Valuation Fee
Settlement Fee
Service Fee
Exit Fee
Early Termination Fee

Break Costs:

General Fee Notes:
Take out a Simplicity PLUS Home Loan of $50,000 or more in new to ANZ lending and save 0.06% p.a. off the advertised Standard Simplicity Plus interest rate. ANZ will also waive the Loan Approval Fee and any Renegotiation fee upon request! See for product details, Terms and Conditions. Offers can be withdrawn or changed at any time.
General Notes:
Featured Home Loans
Comparison Rate 5.05% p.a.

Orange Advantage ($150k+ where LVR >90% - O/Occ) - Principal & Interest

100% interest offset - when linked to our Orange Everyday transaction account. Access money in your Orange Everyday at any of the 26,000 ATMs in Australia at no cost. We'll refund the ATM owner fee, regardless of the amount you withdraw! No application fee, monthly fees or split loan fees No ING DIRECT fee when varying your Orange Advantage All for a low annual fee of $299.

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Comparison Rate 4.21% p.a.

NAB Base Variable Rate Home Loan - Principal and Interest

For a limited time the Application Fee of $600 for new home loans will be waived.

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Also Consider


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