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Homeside HomePlus

Fixed Rates: Popular Terms (p.a.)

  Comparison Rate
1 Year
6.49%
6.41%
5 Year
7.79%
7.09%
- Hide All Available Terms
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Fixed
$120,000 $10,000,000
$600.00
95%
$10.00
Monthly

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Loan Details

Loan Type
Fixed
Security Type
ResidentialProperty
Availability
Owner Occupiers, Investors
Repayment Options
Principal & Interest, Interest Only
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
After expiry of fixed rate reverts to Homeside HomePlus applicable variable interest rate based on LVR. Special offer for total Homeside lending below $250,000: LVR up to 75%: 5.92%, LVR above 75% up to 90%: 6.02%, LVR above 90%: 6.12%. Special offer for total Homeside lending $250,000 and above: LVR up to 75%: 5.72%,LVR above 75% up to 90%: 5.82%, LVY above 90%: 5.92%
Min Loan Term
8
Max Loan Term
30
Min Loan Amount
$120,000.00
Max Loan Amount
$10,000,000.00
Max Loan to Value Ration (LVR)
80%
Max LVR with Mortgage Insurance
95%
Features
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$300.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
0%
Redraw Available
Min Redraw Amount
$0
Max Redraw Amount
$0
Redraw Fee
$0
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
0
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing
$0
Fees
Application Fee
$600.00
Legal Fee
$0
Valuation Fee
$0
Settlement Fee
$0
Service Fee
$10.00
Exit Fee
$0
Early Termination Fee


Early Exit Fee - $1200 payable if the loan is paid out within 4 years of drawdown.

Early Termination Fees (3 Year Cost)
$0
Early Termination Fees (5 Year Cost)
$0
Switching Fee
$0
Switching Fee Notes:
Break Costs
$360.00
General Fee Notes:
Discounts
Home Insurance Discount
Life Insurance Discount
Other Discount
Other Discount Notes:

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